When you want a hassle free loan, you can rest assured that John will help you get the best deal and quick, we needed a loan quick to pay for our retirement home and he was there every step of the way helping us get what we needed and walking us thru the paperwork. thank you John Richter because of you we were able to close on time and are now enjoying our new home, I highly recommend John for all your loan needs. Less

John was not just "good" to work with but absolutely amazing! I heard about John from a coworker who talked highly about how simple John made refinancing. Our relationship with John started in 2020 when we refinance our first home. We recently purchased a new home and John checked every box for what we needed in a mortgage broker. John broke down all of the costs and didn't hide any extra fees. John is very knowledgeable and personable. John is fast at responding to texts and emails and will return your call ASAP if he is not able to answer after the first couple rings. My wife and I would definitely work with John again in the future! Less

John stepped in after I had some issues securing rates on a home purchase through USAA. He was so flexible to accommodate my work schedule and the time difference as I was in a different state during the entire purchasing process. He demonstrated excellent and professional communication and clearly is knowledgable and experienced in his field. If the opportunity presents itself for me to purchase another home in Minnesota, I will definitely be coming to John first! Less

My wife and I entered the housing market to search for the perfect home for us to start our family in. As first time home buyers we knew we needed a mortgage, but nothing about the process of getting one and closing on a house. We were referred by family to one mortgage lender but our experience with them left us discouraged and uncertain about our future. Thankfully, our realtor came to our aid and connected us with John at Edge Home Finance. I am forever grateful to her as John changed our outlook on our future immediately after our first conversation. He is understanding, knowledgeable, genuine and helpful. He was always available to answer any questions through email, text or phone call. I would, without hesitation, recommend him to anyone I know (or don’t) that is looking for someone to help with getting a mortgage for their new home. You can’t go wrong with choosing John to help you secure your home! Thanks John for all your help, we will be forever grateful for what you did to help our family. Less

I have purchased two homes with John and he's gone above and beyond any expectations each time. I entered into my first home buying experience feeling nervous, under-qualified, and frankly poor. By the end of our first conversation John had eased those concerns and created a plan that ended in our first home. My second home purchase John helped arrange a seller, worked with us day and night, to make this home happen for us. He texts, he calls, he emails, he's there for you whenever you need it. I will not buy property without John for as long as he's in the business. You need to hire John. He will make your home purchasing feel effortless, even when you are going through the challenges it brings. I cannot say enough good things about John Richter and his team. Less

John was the absolute BEST to work with — he made the mortgage experience so easy for us and made sure to walk us through and explain every step of the process. He always made himself available to us, went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently (and during this crazy time in the housing market, it was so greatly appreciated). We will definitely be recommending John to all of our friends and family to purchase their next home! Less

John was friendly and very helpful in our mortgage refinancing journey. It was such a relief to get quick responses and understand each step of the process. We had a seamless and anxiety-free close because of the work John put into ensuring everything was accurate and ready to go with minimal back and forth. It was a pleasure working with him and receiving a great rate that lowered my mortgage costs. After searching for someone to give us the best deal, John was able to offer not only the best deal (by far), but his service was exceptional. I’d recommend him to anyone looking to refinance or buy a home. Less

John was fantastic to work with! Since our very first meeting, he was always polite, punctual, professional, and friendly. He did a terrific job explaining the entire mortgage/home buying process and he has a knack for making it easy for a first time home buyer like myself to understand. John made himself available at all times of the day and always answered all of our questions in a timely manner. John went above and beyond by helping us through a quick close without any snags along away. He was a joy to work with and took all the stress out of securing a mortgage. I would recommend him to anybody looking to finance a home. Less

John was amazing to work with and made the house buying process fun as it should be. As a first time home buyer, we had a million questions and he always made things super simple and gave you alot of confidence in the buying process. He was always available and responded very quickly which is crucial in this market. I would recommend John to anyone and especially first time home buyers. Thank you very much, John! We love the new place. Less