Phil was awesome to work with. Very knowledgeable and professional. Kept us updated all along the journey. The whole process went quickly and smoothly. I highly recommend working with Phil!

Paul George #1thaks

Phil Stevens @ Simplified has been absolutely amazing to work with. Phil provided some of the best customer service I've experienced, pretty much since moving to FL over 3 years ago. Besides getting us to the monthly payment we needed, he was the only person we talked to that could get us financed with a private road/no maintenance agreement situation, he was available to answer all our question... More

Phil Stevens @ Simplified has been absolutely amazing to work with. Phil provided some of the best customer service I've experienced, pretty much since moving to FL over 3 years ago. Besides getting us to the monthly payment we needed, he was the only person we talked to that could get us financed with a private road/no maintenance agreement situation, he was available to answer all our questions (even before and after hours), and was super patient with us as 3 houses back to back fell through at the last minute. 10/10 - highly recommend. Less

Well! First time home buyer. I must say Simplified Mortgage is one of the best mortgages companies around. Phil and his associates were outstanding and very patient with me. Phil was extremely patient and understanding. He guided me through the whole process with ease.. he even answered the same questions I asked him 2 mins earlier lol. He’s very knowledgeable and has his clients best interests ... More

Well! First time home buyer. I must say Simplified Mortgage is one of the best mortgages companies around. Phil and his associates were outstanding and very patient with me. Phil was extremely patient and understanding. He guided me through the whole process with ease.. he even answered the same questions I asked him 2 mins earlier lol. He’s very knowledgeable and has his clients best interests at hand. I loved the whole process and can’t wait for my next purchase. Thank you all. Less

Such a great experience working with Josh from simplified mortgage. I am a first time home buyer and Josh assisted me with the hardest part of a home buying experience and he executed everything flawlessly. The communication and effort towards taking a loan out with him was a lot less stressful than I assumed it was. I will 100% will be returning to him for future home buying. THANK YOU !!

Very professional from the very start throughout the whole process. Amazing communication, very responsive with emails including texting, keeping everyone in the loop. Daryl

I’d like to thank Josh and his team for all you guys did. For all the quick responses to my many inquiries. Trust me, I had a lot of them. Thank you for always maintaining open communication with me throughout this journey. You guys rock.

With a big purchase it was great to have someone as knowledgeable as Phil Stevens. He answered all of our questions, got us the best rate, and was just generally someone we felt super comfortable doing business with. I would recommend UWM (and particularly Phil) to anyone

I cannot explain how positive my experience was! I was a first time home buyer and the level of: customer service, communication, accessibility... everything. My circumstance was VERY challenging and they were with me all the way! Highly recommend Josh Wheaton and the whole team at Simplified Mortgage.

Josh and his team were wonderful! They made my home buying experience so pleasant and easy! I would recommend them to anyone looking for a good experience when buying a home! Thank you!

Awesome experience Josh is very good at finding the right information to get you the best options highly recommended!

Josh and the team at Simplified are the best! They made my entire home-buying transaction seamless and stress-free. Josh was always available to answer my questions and calm my worries. He is a thinker and a true problem-solver. The whole team was communicative, professional, and friendly throughout the entire process. Thank you all for providing me with such a pleasant experience!

If u need a lender, Phil is ur guy!

Josh was great to work with. He was extremely thorough and explained every step of the process. Everything was done quickly and smoothly.

I worked with Josh. He was friendly, helpful, extremely competent, and negotiated in good faith on my behalf. I would recommend Simplified and Josh without reservation. Thank you Josh!!!!!!

Josh and his team were truly a delight to work with. They smoothed every bump in the process and kept us on track with our purchase. Thank you team!

Josh is the best hands down at what he does. Very knowledgeable, caring, and works hard to get you what you need. I have used his services twice and will continue to ONLY use on him and his team! I would certainly recommend him without a question.

Phil Stevens with Simplified Mortgage was incredible to work with! He made the entire process so simple, easy, and seamless. The entire process was so smooth that I cannot recommend him enough! We've purchased 2 houses previously and this was the easiest and smoothest thanks to Phil. Thank you!!

Josh and his team were a delight to work with! Everything went smoothly and he kept us updated on the entire process until closing. Very thankful for all his help.

Josh was awesome. He knows what he’s doing and really cares about helping people.

Josh and his team did a great job helping us get the loan we needed for a house in Florida while we were selling our home in Ohio. Very patient and knowledgeable staff. Thank you Josh and your team for helping us start a new chapter in our life.

Josh Wheaton is excellent to deal with we highly recommend him! He stays on top of the task and is always there to communicate with. He's very knowledgeable and willing to answer any questions!!! He kept us updated almost day on our new home purchase!

Stephen was great! Always answered all of my questions & helped me get through the process of buying my first home. I was so nervous but Stephen always made sure i knew what was going on. Would always recommend

Working with Simplified Mortgage made the mortgage process easy. Steven was responsive, there was active communication, and any time I had a question, I got a quick response. The process of starting a mortgage can be daunting, especially as a first time home buyer, and with all of the processes needed while purchasing a home, it was nice to know I didn't need to add finding and completing the mor... More

Working with Simplified Mortgage made the mortgage process easy. Steven was responsive, there was active communication, and any time I had a question, I got a quick response. The process of starting a mortgage can be daunting, especially as a first time home buyer, and with all of the processes needed while purchasing a home, it was nice to know I didn't need to add finding and completing the mortgage process on top of all of everything else. Less

What a GREAT experience it was, closing a transaction with Josh at Simplified Mortgage. Hands down the best at communicating and seamless transaction. As a transaction coordinator, who's been in the business nearly 21 years, I thoroughly enjoyed every step of the transaction process with Josh. Always on point and communicated, extremely well. Allowed everyone to be at ease, that he was handling t... More

What a GREAT experience it was, closing a transaction with Josh at Simplified Mortgage. Hands down the best at communicating and seamless transaction. As a transaction coordinator, who's been in the business nearly 21 years, I thoroughly enjoyed every step of the transaction process with Josh. Always on point and communicated, extremely well. Allowed everyone to be at ease, that he was handling the loan process, with a high professionalism, that is hard to find, these days. I highly recommend!! Less

Stephen was an absolute godsend to work with for our recent home purchase. We are first time home buyers and had NO CLUE what we were doing! Stephen took the time to explain and clarify everything for us. He also made all the right calls at the right time! From the pre-approval to locking in our rate at the PERFECT time, we are so glad we worked with Stephen! Highly recommend Stephen at Simplifie... More

Stephen was an absolute godsend to work with for our recent home purchase. We are first time home buyers and had NO CLUE what we were doing! Stephen took the time to explain and clarify everything for us. He also made all the right calls at the right time! From the pre-approval to locking in our rate at the PERFECT time, we are so glad we worked with Stephen! Highly recommend Stephen at Simplified Mortgage. Less

I Was referred to josh by a mutual friend and couldn’t be happier. He answered my calls and questions any chance he got and made my loan process incredibly easy, while also putting my mind at ease. Highly recommended!

I had horrible issues with my previous mortgage company, and was at a loss over what to do. I spoke with Josh Wheaton, and he put my mind at ease right away. He helped me with a refi, and it couldn't have gone any smoother. Josh is super professional and knowledgeable.. he answered any and all of my millions of questions throughout the process. He made himself available, any time of day. I felt v... More

I had horrible issues with my previous mortgage company, and was at a loss over what to do. I spoke with Josh Wheaton, and he put my mind at ease right away. He helped me with a refi, and it couldn't have gone any smoother. Josh is super professional and knowledgeable.. he answered any and all of my millions of questions throughout the process. He made himself available, any time of day. I felt very comfortable throughout the entire process. I'd recommend Josh 100%. Thank you Josh!!!! Less

Josh was beyond phenomenal! He went above and beyond to ensure my closing happened quickly and accommodated my tight timeline. He answered my many questions quickly and made sure I felt comfortable through the entire process. I highly recommend him to anyone and would most definitely work with him again!

Working with Joshua wheaton was a great experience,great attitude.Thank you again to you and your team...

My husband and I initially had a rough start with another lender, but our agent, Tommy Roberts with Wayfinder Real Estate LLC, connected us with Josh Wheaton. Josh was most professional throughout the entire process. He eased any worries or concerns we had along the way. Anyone who has ever had to deal with the VA knows how challenging it can be, but Josh and his team were diligent and made ou... More

My husband and I initially had a rough start with another lender, but our agent, Tommy Roberts with Wayfinder Real Estate LLC, connected us with Josh Wheaton. Josh was most professional throughout the entire process. He eased any worries or concerns we had along the way. Anyone who has ever had to deal with the VA knows how challenging it can be, but Josh and his team were diligent and made our closing day deadline happen. We could not have asked for a better team. We most certainly recommend Josh Wheaton. He'll take great care of you! Less

Josh was truly a pleasure to work with, he made everything simple and easy. Outstanding communication, definitely will refer him to friends and family.

As a Realtor, Simplified Mortgage has been a HUGE part of my success as a realtor. In Real Estate Your only as good as your team and I’m glad to have them when I need to. From a buyers point of view, my clients always seem to rave about the experience working with them which in turn makes me look like a rock star. Great Company, Led by an even better owner In Josh Wheaton, you won’t be disappoint... More

As a Realtor, Simplified Mortgage has been a HUGE part of my success as a realtor. In Real Estate Your only as good as your team and I’m glad to have them when I need to. From a buyers point of view, my clients always seem to rave about the experience working with them which in turn makes me look like a rock star. Great Company, Led by an even better owner In Josh Wheaton, you won’t be disappointed! Less

Won’t go anywhere else ever again! Handled all my questions (I had tons) answered all my calls (again tons, I’m difficult) even helped answer questions after! Fast, efficient, friendly, knowledgeable and an all around delight to work with! So glad I had Josh in my corner!

Working with Josh was great experience he was very helpful and knowledgeable. Through the whole process he honest about what we qualified for and incredibly accurate with what our mortgage would be. I recommend everyone I know to use Josh.

Great care from beginning to end. Prompt response when needed , Josh was clear and knew exactly what he was doing. He was on top of things and we closed right on time! Thank You !Josh Wheaton for your expert advice.

We worked with Josh Wheaton and so happy we did! My husband and I have been working toward a Lifelong dream of owning an RV and going camping. At the time we had an FHA loan with a very high interest-rate. Josh helped us get our PMI removed, helped us get an amazing rate and was also able to help us get enough cash out to make our dreams come true right now! I would highly recommend working with ... More

We worked with Josh Wheaton and so happy we did! My husband and I have been working toward a Lifelong dream of owning an RV and going camping. At the time we had an FHA loan with a very high interest-rate. Josh helped us get our PMI removed, helped us get an amazing rate and was also able to help us get enough cash out to make our dreams come true right now! I would highly recommend working with him he has so much knowledge and is very patient and understanding. He makes dreams come true thank you again Josh ! Pam and Scott Thomas Less

Extremely amazing individual to work with. Was always by his phone answering all the questions I had, no matter the time of the day. For my first time buying a house he made it feel easy. Highly recommended and will use again in the future.