I was recommended to Carl and the Manuka money team by a friend and have been really impressed with the professional service. Carl went through the mortgage process with us in easy to understand language and has made the whole thing a breeze. Carl is alway quick to respond to any queries and has updated me on better rates that become available before we complete our property purchase and even told me to message him whilst he was was on a recent holiday if I needed anything! Unlike other mortgage advisors who ask for their fee when an agreement in principle is in place, the Manuka money fee is only paid on completion. I have already recommended Carl to a work colleague who has also been very impressed and would not hesitate to use his services and recommended him in the future. Less

Extremely professional service from Carl, process was excellently handled & very straight forward for us, would highly recommend Manuka Money.....Superb personal service provided! Less

We used Carl at Manuka Money for our mortgage a couple of years ago and found the process so easy and stress free thanks to his diligent approach in finding the best for us in terms of both timeframes and affordability! This is helped by his professionalism and trustworthiness, and we always felt he was on hand for any queries along the way. Having had such a good experience previously, we have recently decided to use Carl again with our current mortgage application and have been met with the same excellent service and hands on approach. Carl is a pleasure to deal with, and his knowledge and willingness to go above and beyond really gets you the best deals. We wouldn’t hesitate to recommend him. Thank you so much Carl for all your help! You’ve been brilliant and we really appreciate everything you’ve done to help us secure our mortgage deal! Less

Great service. I sent 18 months being support by Carl from the time I considered moving where he helped me understand what I could do, through the difficult changing market, through to completion. Great service and would highly recommend them. Less

Carl was super helpful. He gave considered advice and was a pleasure to deal with. Most of all he was really responsive and always quick to get back to me answering any questions. Would definitely recommend Less

Carl was fantastic getting me the right mortgage at better than competible prices. Carl is very personel. And gives you guidance and updates throughout the whole process. No need to chase him up. Hes very proactive. Ive already contacted him for my next move. Less

Absolutely fantastic service, Carl went above and beyond with helping me secure my mortgage and purchase my first property. He was reachable at all hours of the day and even reached out when he was on holiday to make sure the sale was progressing smoothly. I cannot recommend enough! Less

Carl at Manuka Money has been absolutely fantastic organising our remortgage. We wouldn't have known where to start with it, but thanks to Carl, the process has been much easier and less stressful! I wouldn't hesitate to recommend Manuka Money to anybody in need of mortgage advice. Thanks again, Carl! Less

Carl was recommended by our friends and it was the first step into buying our new home. Carl has made the journey so easy, and I found the experience of buying a house stress free. Carl always found the best deals for us, researched a lot when we had questions and was always a happy ending. We would recommend Carl to anyone looking to buy a house. Thank you again for everything Carl !! Kind regards Mariana Less

Carl was spectacular. So very helpful and knowledgeable. Helped us get mortgage sorted on the drop of a hat. Feel like he is a friend not just an advisor. Will be looking him up again soon as plan to move closer to workplace. Great service and friendly too. Less

Fantastic experience..... We used Manuka mortgages for a recent remortgage with our current provider. I was really impressed with Carl's passion for the job, his professionalism and his market knowledge. Top class service from an absolute gent. Carl conducted an initial full market review to ensure that we received the best deal from our current lender. He then ran the application process from start to finish. He regularly checked the deal as time passed to ensure that our rate was the best as the market changed over time. This was during a period of turmoil in the UK mortgage market so it was really reassuring to know that Carl had our backs. You are in safe hands with Carl. I would highly recommend his services, even if you intend to just roll into a new deal with your existing lender. He will always have your best interests at heart. Less

Carl has been absolutely amazing helping me to secure a mortgage offer. He is patient, knowledgeable, an absolute expert in mortgages and I felt really safe in his hands. Definitely recommend Carl to anyone thinking of buying a property. Less

Carl was really helpful and was highly recommend from a family friend can’t fault him one bit, every step of the way through the process of buying our first home he was always on hand to help with questions and made our first buy easy, so much so we will be sticking with Carl for the foreseeable future great guy easy to get along with and such a friendly guy please please use you won’t be disappointed keep up the good work👍👍👍👍👍 Less

Working with Carl and Manuka Money was a stress-free experience. From the very first conversation, he took the time to understand my financial situation and what I was looking to achieve. Carl is incredibly knowledgeable about the mortgage process, and he helped clarify all the technical details, making everything feel much more manageable. One of the best things about Carl is his responsiveness. He was always quick to reply to my emails and phone calls, often outside of regular business hours, which showed his dedication and commitment. He kept me informed every step of the way and provided regular updates, so I always knew where things stood. Carl also presented a range of mortgage options and explained the pros and cons of each, which helped me make a well-informed decision. He was able to find an excellent rate, much better than what I could have found on my own. On top of that, he managed all the paperwork and coordination with the lender, which made the entire process painless. Overall, I highly recommend Manuka Money as a mortgage broker. The professionalism, knowledge, and genuine care for their clients make them stand out. If you're looking for a company who will truly have your best interests at heart, Carl and Manuka are the people to speak with. Less

Carl was a great resource, he helped us to purchase our first home together made the process very straightforward and he was always available to help, even when we had the first 3 properties fall through due to sellers pulling out of the process. His patience should be awarded! Less

Manuka Money helped us with our remortgage a couple of years ago. We were a complex case, with several complicating factors, meaning we needed lots of advice and guidance. Carl was polite, helpful, and an all-round great person throughout the whole experience. Despite our challenging case, Carl navigated the various options and was able to find a suitable remortgage product which helped us refinance and get ourselves on course for better financial stability going forward. Furthermore, we have since been back to Carl with several requests for advice, and each time, he has happily obliged, giving us all the information we needed. Carl will go the extra mile for you, and dedicate a lot of his time to helping find the right solutions, and we would whole-heartedly recommend his services. He will also work around your needs (we are both shift workers and sometimes we had difficulty in finding a time within office hours to speak), and will guide you through any concerns you have. We will be continuing to use Manuka Money when our current mortgage fixed term ends next year, to find another mortgage product, and look forward to working with Carl again. Less

We had used Carl previously for our FTB mortgage when he worked for another company, and we made the deliberate effort to hunt him out when we realised he didn’t work there anymore so we could use his services again. We are pleased to say that our service was even better this time round as Carl was able to manage the end-to-end process. Carl offered expert advice for our ongoing purchase, navigating a difficult mortgage market to find us a mortgage that fit our needs and more. Carl managed to secure a mortgage that provided a significant amount of cashback which wiped out both the mortgage fees and the fees for using Carl’s services - saving us a lot of money. Carl also managed to secure us an even lower rate as he renegotiated our mortgage offer after the lender dropped the rates, saving us even more money for the future. Rapid replies, expert advice about the whole buying/selling process, and a friendly experience that takes the stress away. His fees are very reasonable for the effort put in - worth every penny and more. Thank you Carl! Less

Carl at Manuka was fantastic throughout our mortgage renewal process! He is very personable, talks through things in normal language so it is easy to understand, and gave us expert advice to provide us with the best possible deal. I wouldn’t hesitate to recommend! Less

I had an exceptional experience working with Carl for my mortgage. From the very start, he demonstrated a high level of professionalism, knowledge, and dedication. Carl took the time to understand my financial situation and provided me with the best options available. The entire process was smooth and stress-free, thanks to his clear communication and prompt responses to all my queries. I highly recommend Carl to anyone looking for a reliable and trustworthy mortgage broker. Thank you for making my home-buying experience so positive! Less

Nothing but praise for Carl after a tricky international move back to the UK. From finding us the right lender for our non conventional circumstances to calmly and patiently navigating some tricky last minute challenges to ensure we crossed the line with our application and finally moving in. Thanks Carl - you’re the best! Less

Fantastic, will use again and again and again! We needed to borrow more to do work on the house but didn't know where to start. Carl came highly recommended, explained everything, took us through the whole process and fought hard to get us what we needed. Couldn't be happier with the result. Less

We utilised Carl from Manuka Money when first getting our mortgage and again when we remortgaged. We are always impressed with his dedication and commitment to his clients! Manuka Money have always strived to get the best deals and are honest in what the best products are to take. They are knowledgeable and well experienced in this area of expertise. We are due to remortgage again soon and will be using Manuka Money again to help us with this :) Highly Recommend - 5* Service Less

Carl was brilliant from start to finish with our remortgage. Everything we asked for he completed it for us. He explained everything down to the finer details & he keeps us up to date with any changes that maybe coming up with our mortgage offers. Less

Remortgage Can not recommend Carl highly enough. He helped us with a remortgage and was with us every step of the way. He was in contact with us almost daily with updates and reassurance. Wouldn't hesitate to use Carl again. Thanks so much Carl Less

Carl at Manuka was great, explaining the process in simple language from the start, and always quick to respond...We got a great deal and carls advice was spot on. We will definitely use Manuka going forward... Thanks Carl! Less

Carl is really helpful and knowledgeable. Nothing was too much trouble, he sorted out our mortgage renewal easily, taking all the hassle out for us. I would highly recommend him and will definitely use him again in the future. Less

Fantastic service from Carl at Manuka Money, he made the remortgage process hassle free, kept me updated every step of the way and always available to discuss anything whether it be a phone call, email or message. Would highly recommend to anyone looking for any financial advice. Less

Carl is amazing, for one he’s friendly, knowledgable and trustworthy. You can leave him to get on with his work and he really does put in the graft; leaving you more time to get on with things. He really has gone above and beyond, makes sure you’re updated every single time and streamlines and explains the process. I would definitely recommend him to first time buyers like myself or people who really want to take the complication out of anything property related. Having someone like Carl is a lifeline and I feel I would have had so many headaches if it wasn’t for him, so thank you Carl for all the help you have given me and Becky. Less

I wanted to get a new mortgage with a more competitive rate of interest and was advised to try Manuka Mortgages by a friend. I am so glad I did! The process was painless and quick, with everything laid out in easy to understand terms. My options and needs were discussed in detail and I can't fault Manuka Mortgages for a single thing. Not only were all options spelled out for me, I was given first hand accounts of experience with each company and advised on the basis of that who would be best to go for. The entire time I was speaking to the same person, I did not feel like I was being passed from pillar to post but was given a bespoke experience. I will recommend this company to absolutely anyone who asks me for mortgage advice. Less

Carl at Manuka was extremely helpful. He frequently kept us updated with rates and made sure we had the best offers and every time we messaged with a query he responded immediately. Our process was very long and drawn out and Carl continued to provide support throughout, and we found the service great value for money. Less

⁠I cannot recommend Carl Atkinson and the Manuka Money team more highly. Carl helped me secure an excellent mortgage deal, even though my circumstances were highly complex on both the property and lending sides. Throughout the entire process, Carl’s expertise, attention to detail, and genuine care stood out. ⁠I’ve always leaned toward free mortgage services, but working with Carl made me realize the true value of investing in expert assistance. The mortgage process can be overwhelming, but Carl made it feel smooth and stress-free. His calm and professional approach to every challenge gave me complete confidence. Whether your situation is simple or complicated, having Carl as your advocate is invaluable. I wholeheartedly recommend him to anyone looking for a mortgage—he truly goes above and beyond. Less

Carl was really friendly and helpful as being incredibly responsive. I would recommend him to anyone looking for a mortgage due to his really personable service. Nothing was too much trouble and he helped us secure our new home, so thank you! Less

Carl was really helpful, knowledgeable and pleasant to deal with. His inclusive service helped me make the right choices in mortgages for residential and BTL. I have used Carl's services before for remortgaging a buy to let investment and would definitely recommend him to anyone going through the mortgage process. Less

If we could give more stars we would, the best in the business that’s all I can say from start to finish Carl has been great wouldn’t use anyone else now only Carl, everything about him is just brilliant very polite and professional takes time to help you understand each step of buying which is a big help for first time buyer, treats you like a friend and can’t do enough to help you which is brilliant as some just want money and horrible l, just spot on keep up the good work and we wish you and your business and family all the very best. 👍👍👍 Liam jade & kids Less

Highly recommended! Manuka Mortgages were so helpful and explained everything so clearly. The process was very smooth and Carl was really easy and great to speak to. Less

Carl was so helpful, professional and friendly. He answered all my questions and made it easy to understand. Fantastic customer service. Would highly recommend Manuka Mortgages. Less

Carl is the absolute best! Helped my partner and I through the entire mortgage process when buying our first home. A very daunting task especially during Covid, but Carl guided us every step of the way. 10/10! Less