I couldn't be more thrilled with the exceptional service I received from HomeGotOwned Mortgages during my recent home purchase. From start to finish, their team made the entire process a breeze, and I'm incredibly grateful for their expertise and dedication. HomeGotOwned truly went above and beyond to ensure a smooth and seamless experience. From the moment I reached out to Chris and his team, they were responsive, attentive, and incredibly knowledgeable. They took the time to understand my needs and financial situation, offering personalized guidance and support every step of the way. HomeGotOwned's team worked tirelessly to secure the best mortgage terms for me, navigating through the complexities of the process with ease. They were proactive in their communication, keeping me informed and updated at every stage, which helped alleviate any concerns I had. Thanks to HomeGotOwned's professionalism and expertise, I was able to purchase my new home with confidence and peace of mind. I can't thank them enough for their outstanding service and would highly recommend them to anyone in need of mortgage assistance. Less

Chris and his team are incredible fast and on point with every step during buying your new house, I will trust them every time, don't lose your time going to others, do yourself a favor and go with Chris. Less

Chris was great to work with. He beat the lowest rate and was very reasonable and accommodating during the entire process. He made sure everything went through without a problem. A class act all around. Less

Highly recommend Chris and his team, who helped us achieve our dream home! Chris was patient throughout our long process and structured our offer in the right way to compete in this difficult market! We were provided a great rate, but look forward to refinancing in the future with Chris! Less

It was a pleasure of working with HomeGotOwned team for my mortgage. The entire process was easy with them guiding me on every step and keeping me informed on the progress for the loan. They gave me the best rate and terms. I'm very pleased with the experience and would certainly recommend them to anyone looking for great mortgage service. Less

Chris is a great guy - honest, upfront, and easy to work with. It is a pleasure to work with great people. Chris was very upfront with us about what HomeGotOwned could provide us from a rate perspective, and he encouraged us to shop around and get back to him. Some of the bonus programs were cherries on top! Less

Chris/HomeGotOwned Mortgages were fantastic to work with and I was really glad that I went with them. They were able to lock my interest rate quickly which saved me a lot of money since at the time of closing the rate went up by another 1.5%. They are quick with their work, responds momentarily , helped us close earlier than anticipated. He was patient with us and walked us through all the process and answered all the questions any first time home buyer would have. I had shopped around in the market and they offered the best interest rates and lowest fees. I would definitely suggest them for any future home buyers. Less

We recently spoke with Chris at HomeGotOwned regarding a potential refinance. Rates were extremely favorable so it seemed appropriate that we should explore the opportunity. After reviewing our long term plans and current rates with Chris, he advised us not to refinance. There's more to refinancing than simply locking up the lowest monthly payment; Chris put himself in our shoes as a homeowner and looked past the numbers to make sure we had the best plan for our goals, and in his eyes, the best plan was for us to stay the course with our current mortgage. It is incredibly unique and refreshing to work with someone willing to pass on a commission because he/she wanted to do the right thing for the homeowner even if it meant not closing the deal. For that, we give Chris and his team five stars and would be happy to refer him to our friends and family! Less

As first-time home buyers, my wife and I had an endless amount of questions! Chris always took the time to explain things to us and made us feel comfortable with the decisions we were making. He’s incredibly knowledgeable, professional, responsive, and down to earth. We highly recommend working with Chris and look forward to the opportunity to do so again! Less

On two separate occasions, I used Chris and his company for mortgage services. Both times, it was a fantastic experience. Communication is key for me and I know that Chris and his team were always just a phone call or an email away. they explained everything for me in detail, answered all my questions, and did a great job of getting me the best rate and terms. Highly recommend this company to anyone who wants to get it done right, the first time. Less

I was fortunate enough to be referred to HomeGotOwned Mortgages by a trusted source who ensured a great experience. They did not disappoint! Buying a home can be difficult, but Chris @ HomeGotOwned made it as easy as can be, and it was so nice to have an expert provide us the best options, advice and service. I can't overstate how helpful they were and I will certainly be referring my network to HomeGotOwned! I also believe in helping Cranford businesses so this was important to me, but not only that, they were able to beat Guaranteed Rate by a significant %. I'm glad I gave them the opportunity to beat the rates I was receiving elsewhere, it paid off! Thank you! Less

Phenomenal service! All of our concerns were addressed and our plans were accounted for when Chris helped us choose the right path, and it was absolutely the best path for us! Less

I recently closed on a house in Cranford. Chris and his team at HomeGotOwned Mortgages truly helped me close the deal. I shopped around with various companies (big and small) for the best mortgage rate and Chris beat them all, hands down. Not only that, but we were able to close on the house in 3.5 weeks! The process was fast and easy and Chris was available for all questions the whole way through. I would highly recommend this mortgage company. Less

I’d like to thank Chris D’Mello and his team at HomeGotOwned. Chris helped us out with refinancing our home. I had been told by friends that Chris would get us a great rate. And he did just that. Chris delivered the lowest rate of all the quotes we obtained. He is a pleasure to work with, and the process was transparent, simple, and seamless. I cannot say enough nice things about HomeGotOwned. I have continued to recommend this company to family and friends. Anyone looking to either refinance or purchase a home should give these knowledgeable and professional folks a call and get a quote. Less

Chris/HomeGotOwned was fantastic to work with when we purchased our new home. He gave us everything we could have wanted: clarity throughout the process, fast responses, and the absolute lowest rate at the time (we checked). We were in the unique position of selling our old home without a contingency, yet still needing to close on the sale first so we could use the proceeds for the purchase. Though our buyer changed the date on us a few times at the last minute, Chris did everything he needed to do to ensure that everything was ready on our closing date. We couldn’t have been happier using HomeGotOwned and highly recommend them to others in the market. Less

We highly recommend Chris and Homegotowned for your next mortgage. He was extremely knowledgeable, professional and made the process to close on our home back in August as simple as can be. 10 days before our closing there was a significant rate drop and Chris reached out to us to let us know and was able to rewrite our mortgage saving us a significant amount of money each month without delaying our closing! We will definitely be using him to refinance when the rates drop again. Less

HomeGotOwned has been the smoothest lending experience with a competitive rate. The team has always provided exceptional service. On top of giving you the best rate, they also do anything in their control to help decrease closing costs. Chris D’Mello is professional, knowledgeable, and extremely resourceful. He walks you through various different options till there’s one that fits your needs. From start to finish Chris has been extremely transparent, accessible, and easy to work with. Highly recommended! Less

Chris D’Mello is my go-to lender - he’s trustworthy, responsive, extremely knowledgeable, and always puts his client’s needs first. He brings his clients along the way and keeps them informed during every step! HomeGotOwned always beats the rates I get from other lenders and has proven to get the best rate. I send all of my friends and family to Chris. Highly recommended! Less

Chris is excellent, extremely knowledgeable and going an extra mile to make sure his customers are satisfied and get the best loan rates they can possibly get. He made this tedious process seem like a piece if cake, no hassles!! Less

Chris made sure we shopped around to be sure we were confident he was getting us the best rate out there, he took over everything and made it as simple as possible from beginning to end. Less

Chris was very knowledgeable, professional, and very dedicated to his work. He was able to answer the million questions at had and never made me feel like I was asking too much. It was a pleasure working with him and would recommend him to anyone who is purchasing a home Less

Chris is transparent, and honest. What you see is what you get, he quoted us a rate and the closing costs were exactly what he said they were going to be. Less