Tracy & her team were amazing to work with! Tracy let me know within hours of applying that I was approved and from there it just went so smoothly! I had an extremely short closing timeframe so it was crunch time & it had to be done super fast! The whole team was friendly and awesome to work with! I was updated on the process every step of the way..,there was no stress and no guessing. I would recommend them to anyone without hesitation and I would definitely work with them again in the future. Tracy & her team are the BEST!!! Thank you for making the purchase of my home on my own a stress free easy experience. Less

I was first introduced to Tracy's team several years ago when her mother Mary was the mortgage officer. In addition to helping us purchase our home to relocate to Arizona, they have been instrumental in helping us acquire mortgages for investment properties. I've used small brokerages and large banks to acquire mortgages over the years. Tracy and her team have knowledge and skill in financing that beats the competition hands-down. They are the first ones I approach when I have a need to acquire financing on a new home. Less

I cannot tell how much Tracy and her team helped me thru a difficult mortgage for the 2nd time. Both times it went thru flawlessly. She found my one lender and made it work. Her team was pateint thru all my personal issues as I collected the needed info to accomplish getting me landed. Fantastic team.. very professional. Wouldst go with any other team. Really, Thank You Tracy and the whole McCutchen team. Best regards Bret Less

Sun American Mortgage was there for us for every step in the process of buying our new home. Tracy, Mary and their team were there to answer all our questions. They were always on top of things. Always courtious and profesional. Not to mention, very knowledgeable in this whole process. My husband and I were very pleased with the way we were treated. We highly recommend Sun American Mortgage if you are buying a home. Thank you for your gift we received a couple days ago. It's just what we needed!!! Less

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Tracy was great to work with. She handled everything in a timely manner. She always answered the phone when I called with questions. She made everything very easy to do through using the computer and internet even though I am not always that savvy with computers. I would not hesitate to recommend Sun American Mortgage to any of my friends. We were able to refinance our house in a short amount of time and get a better interest rate. Less

I just closed on my first home and could not have done it without Tracy and her team! As a first time homebuyer, the whole process felt so daunting to me but Tracy made it so easy for us and was there every step of the way to answer our questions. Her obvious expertise made me feel so comfortable that my loan would close on time. Communication with her was efficient, timely and honestly very enjoyable. She helped me get a great rate and did everything in her power to make this whole process a breeze for us. I can’t thank Tracy enough for everything she’s done! Thank you Tracy! Less

We had an absolutely perfect experience with Tracy McCutchan and Sun America Mortgage. The entire process was so easy, almost everything was done electronically, saving us from filling out paperwork and driving to an office. Tracy even had the title company come to our home (at 6:30pm) to do the final signing on our refinance! That was so great! Not having to deal with scheduling meetings and office visits was so nice. Tracy helped us get a fantastic rate, and also helped with understanding our insurance costs. We ended up going with a new insurance agent, saving us even more cash. You will not be disappointed with this great team, and we highly recommend you give them a call. Less

Tracy McCutchan is the most wonderful mortgage professional we have had the opportunity to work with. We love that every month we get a little email with tips from her. I would use her in a heartbeat if we ever need to purchase another home. Not only is she professional, but very quick with her work. Could not be happier with her as our lender. We were so frustrated looking for a house and when we found it she made the whole process easier than ever before! Less

I can't say enough great things about my experience working with Tracy. As a first time home buyer, I had so many questions! Adding in the fact that I didn't have a realtor - well, lets just say I had no idea what I was doing. Tracy was SO helpful. She was extremely patient, thorough, and compassionate throughout the entire buying process. I would not hesitate to use Tracy again and definitely recommend her to anyone I can! Less

Tracy was a huge help when I bought my home in Tempe. She was very helpful when I had to gather the initial paperwork to get approved for a loan. She was also very patient in walking me through the different possibilities of how much I could get approved for, what my down payments would have to be, etc. When it came time to buy, the market was very hot and houses were going the same day I saw them. When I found the one, she was very responsive with my real estate agent, taking calls over the weekend and rerunning numbers to help me put together the most competitive bid. She came through with everything super fast and I got the house! I highly recommend her. Less

I can't say enough great things about my experience working with Tracy. As a first time home buyer, I had so many questions! Adding in the fact that I didn't have a realtor - well, lets just say I had no idea what I was doing. Tracy was SO helpful. She was extremely patient, thorough, and compassionate throughout the entire buying process. I would not hesitate to use Tracy again and definitely recommend her to anyone I can! Less