If I can give them more than 5 stars ⭐️I would. This experience with Josh and Anna was incredible, their work ethic was outstanding. Anything we need from them was provided fast . Amazing team!! 100% recommended .

I have no words to express the way Josh and Anna’s team work. It’s ridiculous and obsessive, they took care of my family like no one have done, they don’t have a work schedule, they are always available no matter the time or the day they will answer our questions. We are glad we ran into them. It’s was a pleasure working with them. I was clear to close in our new house two weeks before closing. A... More

I have no words to express the way Josh and Anna’s team work. It’s ridiculous and obsessive, they took care of my family like no one have done, they don’t have a work schedule, they are always available no matter the time or the day they will answer our questions. We are glad we ran into them. It’s was a pleasure working with them. I was clear to close in our new house two weeks before closing. Awesome work! They are fantastic. Less

Josh and Anna did a great job with our home purchase. They overcame a tough battle and represented us well. It was a pleasure working with them.

Josh and Anna are definitely the A-Team! From my first phone call to them, they were both very diligent, professional and knowledgable. I had a lot of questions and they both answered them almost immediately I contacted them on 9/10/24 and my loan was funded and received on 9/19/24. Thank you both , keep doing what you do!

From the very first Day I spoke with Josh and Anna they felt very supportive and Honest. With much Patience and guidance, I started on my Journey along with them. It Was so appreciated that this dynamic duo helped me turn my credit score around with the help Of MyCreditGuy and Marsha on that Team, Im Proud to say Im in My own home is less then a Year!!!4 I wanted to give up several times, but wit... More

From the very first Day I spoke with Josh and Anna they felt very supportive and Honest. With much Patience and guidance, I started on my Journey along with them. It Was so appreciated that this dynamic duo helped me turn my credit score around with the help Of MyCreditGuy and Marsha on that Team, Im Proud to say Im in My own home is less then a Year!!!4 I wanted to give up several times, but with Josh's support and educational diacussions, I stayed the course. I Wanted To Cave And settle For something that was not what I wanted. Josh even supported Me With questions that were not typically his expertise, but was and is very Knowledgable in the reality business. I know I would have not been able To do it with out this wonderful team. Thank you Both so much!! ❤️🏠🌴 Less

⭐⭐⭐⭐⭐ I can’t say enough great things about Josh and Anna Richardson and their incredible team! They handled my mortgage loans, and their dedication and professionalism were nothing short of exceptional. Despite the fact that they were expecting a baby and had their little one delivered on the very day we were trying to finalize my rates, they jumped through every hoop and went above and beyond... More

⭐⭐⭐⭐⭐ I can’t say enough great things about Josh and Anna Richardson and their incredible team! They handled my mortgage loans, and their dedication and professionalism were nothing short of exceptional. Despite the fact that they were expecting a baby and had their little one delivered on the very day we were trying to finalize my rates, they jumped through every hoop and went above and beyond to ensure everything went smoothly. Their commitment to their clients is truly remarkable. Even with the added challenge of welcoming their new baby, Josh and Anna remained focused, responsive, and incredibly supportive throughout the entire process. It was clear that they genuinely care about their clients and are willing to do whatever it takes to deliver outstanding results. If you’re looking for mortgage professionals who are not only skilled but also incredibly dedicated and compassionate, look no further than Josh and Anna Richardson. I’m so grateful for their hard work and dedication, and I wholeheartedly recommend them to anyone in need of mortgage services. Thank you, Josh and Anna, for making what could have been a stressful process so smooth and successful! Less

Although we did not meet in person their team were very responsive and able to complete all the needed requirements to close the deal. Made it seem very easy and drama free. Thank you for the help.

Josh really made this whole experience so easy for us. We had to go over numbers and scenarios so many times and I never felt that I was annoying him or frustrating him (even when I was annoyed and frustrated with myself!). Everything was explained with a lot of clarity. If there was something I was confused about he answered it fully and simply. He is also really organized and good at following ... More

Josh really made this whole experience so easy for us. We had to go over numbers and scenarios so many times and I never felt that I was annoying him or frustrating him (even when I was annoyed and frustrated with myself!). Everything was explained with a lot of clarity. If there was something I was confused about he answered it fully and simply. He is also really organized and good at following up and ready to help in anyway he can. I highly recommend this team and look forward to future business together. Less

Josh & Anna are very responsive and true professionals to work with. I would highly recommend their team if you want a responsive lender who gets it done.

As a first time homeowner I had LOTS of questions. Josh and Anna were very patient, and very informative. Can't thank them enough.

My son was buying my home. He heard good things about Josh and chose him to do his mortgage. The transaction from father to son was a tricky one. In the end, everything was quick and easy. I would reccommend The Home Loan Team for any one seeking a mortgage.

Josh and Anna are amazing! They made my home buying experience so smooth and easy. They ALWAYS answer question in a timely manner any time I reached out. They are very knowledgeable and let you know exactly what to expect. Plus, their internal Hometown Heroes program is awesome! I will be referring everyone asking for suggestions to them in the future.

A great experience thus far. Josh and Anna are very responsive and thorough with great knowledge of the process of homebuying.

Very professional. Effective and accurate communication. Hope to work together in the future!

Josh and Anna were amazing and easy to work with! Would love to work on another transaction with them.

Josh and Anna have been outstanding. They consistently offered exceptional support throughout the entire process, always available to answer our questions and provide timely updates at every step. We are immensely grateful for their assistance and wholeheartedly recommend their services.

I have worked on many deals with Josh and Anna, and it was always a smooth and pleasant experience! I would recommend them to anyone looking for a loan or a new home!

Josh and Anna made my home buying journey a very smooth one. They we’re always there for any questions and responded very quick. They are very honest people and it shows through their work.

I don't know where to begin with Josh and Anna! They truly helped us every step of the way. I was in touch with Anna a couple years back about a mortgage but it personally wasn't the right time for me to buy, now full circle she helped me close on my first home. Josh and Anna were available to answer all of our questions, they were super knowledgeable about the market and helped educate us each ... More

I don't know where to begin with Josh and Anna! They truly helped us every step of the way. I was in touch with Anna a couple years back about a mortgage but it personally wasn't the right time for me to buy, now full circle she helped me close on my first home. Josh and Anna were available to answer all of our questions, they were super knowledgeable about the market and helped educate us each step of the way. Very grateful for them and the peace of mind they gave us in a complicated process! Less

I would recommend Josh and Ann Richardson in a heart beat, they are attentive, knowledgeable and truly have the clients best interest set as their priority. Their communication skills are top notch!

This team is fantastic! Always on top of everything and communication was top notch. Would recommend them to anyone.

Josh and Anna are a great team! They are always communicative and as an agent, that is very important. I never have to wonder about what's going on with the loan and I know they are doing their job in explaining the financial process to the buyers so they are also fully informed. Can't wait to work with them again!

Josh and Anna are highly skilled and experienced power couples specializing in loan origination. When my spouse and I were looking to leverage the equity in our home to start a new business, we turned to them for help. What sets Josh and Anna apart is their exceptional guidance and support. They take the time to understand your needs, risk tolerance, and long-term objectives. This personalized a... More

Josh and Anna are highly skilled and experienced power couples specializing in loan origination. When my spouse and I were looking to leverage the equity in our home to start a new business, we turned to them for help. What sets Josh and Anna apart is their exceptional guidance and support. They take the time to understand your needs, risk tolerance, and long-term objectives. This personalized approach led them to develop a customized plan tailored to our unique situation. Josh and Anna's speed and efficiency in the loan origination are impressive. With their vast network of connections, they were able to secure the necessary funds for us within just 10 days, turning our entrepreneurial dreams into reality in record time. Their swift actions and effective strategies left us in awe of their capabilities and reassured us of their commitment to our financial success. Josh and Anna's commitment to our financial success didn't end with securing the loan. They have been there for us every step of the way, always available to answer our questions and provide timely updates. Their dedication to maintaining our creditworthiness for any future financing needs is a testament to their unwavering commitment to our financial well-being. Their professionalism, expertise, and unwavering dedication to our success have been remarkable. We are incredibly grateful for their support and guidance and highly recommend their services to anyone seeking expert mortgage or home refinancing advice. Less

I can't say enough great things about Josh and Anna! They were available for questions; often within minutes of reaching out. Josh was honest and obviously researched the very best deal for us. Anna walked us through all the paperwork before closing, and along the way encouraging us. They are very knowledgeable, reliable and just overall nice honest people. We definitely recommend them.

As a real estate professional, it is always a pleasure to come across a team of lenders that make it happen. Josh and Anna were incredibly communicative, professional and proactive throughout our transaction together. I cannot emphasize this enough: when you're purchasing a home, who you hire as your lender MATTERS. You won't be disappointed with Josh & Anna.

Amazing experience

My experience working with Anna and Josh was great, they made everything seem so easy, always on top of things. I would recommend them to anyone looking to purchase a new home!

Working with mortgage company, made for an easy transaction for myself and my seller. Thank you for all your hard work!

My name is Morgan Powell I am with Down Home Realty in Wildwood Florida. I worked with Josh and Anna for a very kind gentleman and we both had the same goal to get him into the perfect home. Josh and Anna were very thorough and very responsive throughout the entire transaction. I thoroughly enjoyed working with them.

Definitely recommend to friends and family!!!!

Josh and Anna make a great team. We are first time home buyers and they walked us thru the whole process. Made sure we understood everything, was available for any questions or concerns we had. I definitely recommend them to any first time home buyers. We can't thank you both enough.

Josh and Anna are an amazing team to work with from the very first contact until the day of closing. They always made themselves available to talk to when we had a question. They walked us through step by step of the process to insure we had everything we needed from paperwork, to money and even referred us to some other amazing people such as realtor and insurance. We would recommend them over... More

Josh and Anna are an amazing team to work with from the very first contact until the day of closing. They always made themselves available to talk to when we had a question. They walked us through step by step of the process to insure we had everything we needed from paperwork, to money and even referred us to some other amazing people such as realtor and insurance. We would recommend them over and over again. And yes, we would use them again, hands down, when and if the days comes again that we decide to move amd purchase another home. Thank you Josh and Anna!!!! We appreciate all you did for us. Less

I was extremely pleased with the help I got from Josh & Anna! They were easy to get a hold of, always responding quickly to my questions. They made a sometimes difficult process much easier! Would highly recommend!

Josh & Anna make an excellent team. They were very patient and dedicated in helping me buying my first home. Their Professionalism and expertise make the process stress free. I appreciate their efforts and recommend them to anyone. Again thank you so much for helping me buying my first home .

Josh and Anna help me secure financing for my first investment property. They were able to help me find funding when no one else could. It was a tedious process, but they were able to get me through it. I would use them again for future projects.

I had a great experience with Josh and Anna in securing my mortgage loan. They were very responsive and were always available to answer my questions and address any concerns that I had. I really think they're a dream team and provide an outstanding level of support. I'm very grateful for all of their help and guidance in what can be a confusing and stressful process. They know their stuff and are... More

I had a great experience with Josh and Anna in securing my mortgage loan. They were very responsive and were always available to answer my questions and address any concerns that I had. I really think they're a dream team and provide an outstanding level of support. I'm very grateful for all of their help and guidance in what can be a confusing and stressful process. They know their stuff and are really good at it! Less

Josh & Anna have helped several of my clients get loans and they're problem solvers. They have the ability to get a deal done, where other lenders may not take on the loan or be able to push it thru. If you're looking to get a loan, I would highly recommend them!!

This was the first transaction we worked with Josh and Anna and our team was pleasantly appreciative. The communication from start to finish was amazing. They were able to explain the buyers situation prior to accepting offer and were able to close early!. Thank you again for the great experience and hope to work again in future. ~Sunshine State Investments Team with LPT Realty

This was the best part of my house buying process!! I shopped around for the right mortgage company, and they were hands down the best experience. They were super responsive. They communicate well, guide you through the process step by step, and have your back during difficult times!!!

I was refinancing my mortgage with Rocket, when I decided to give Josh and Anna a chance. They far out beat Rocket’s offer. I will definitely use Josh and Anna in the future. They actually cared about our credit and helping us .

Hi Anna and Josh, Pardon the delay but as you folks know it has been a very hectic week...for all of us!!  Wow, thanx for the amazing support and all the efforts you put in the last couple of weeks!!  We are very happy that you both were guiding us throughout the entire process! Always available and we apologize for calling you during your time-off during the weekends!  Thanks for hanging in the... More

Hi Anna and Josh, Pardon the delay but as you folks know it has been a very hectic week...for all of us!!  Wow, thanx for the amazing support and all the efforts you put in the last couple of weeks!!  We are very happy that you both were guiding us throughout the entire process! Always available and we apologize for calling you during your time-off during the weekends!  Thanks for hanging in there for us!!!  You folks will go far in your careers because not only of your knowledge, patience and persistence but because your customer service behavior is outstanding!!! Best wishes and God Bless, Loraine and Albert, Less

Josh and Anna were great. Always fast in getting back to me and answering any questions my wife and I had. We had a great experience working with them.

Josh and Anna were amazing. They guided us through the process every step of the way. They had a notary come to us instead of us trying to find one! Top notch service, and then when it came to the closing, they communicated with us and the title company every step to ensure wires were sent properly! I'm happy to recommend them and look forward to doing business with them again!

Anna and Josh are professional, easy to work with and they have answers to all the questions. I definitely recommend them for any type of mortgage you may need

I had a great experience with Josh and Anna. They walked me through the experience of owning a home. I am a first time buyer and I used the hometown Heros program to assist in the purchase of my home. It was very frightening to me but Josh and Anna were both available to answer questions whenever I needed. If it weren’t for them and how the communicates with me, I wouldn’t own a home right now. ... More

I had a great experience with Josh and Anna. They walked me through the experience of owning a home. I am a first time buyer and I used the hometown Heros program to assist in the purchase of my home. It was very frightening to me but Josh and Anna were both available to answer questions whenever I needed. If it weren’t for them and how the communicates with me, I wouldn’t own a home right now. Thank you guys!! Less

Working with Anna and Josh made the process very easy,they were always helpful and fast responding for any question we had. We highly recommend them.

I can’t say enough about the professionalism, amazing level of communication, and overall customer service provided by Anna and Josh. My husband and I are extremely grateful. They showed so much knowledge and patience. Anna was definitely a life saver! We will recommend Anna and Josh to all our families and friends. Thanks to this amazing duo, my beautiful daughter will have such a beautiful hom... More

I can’t say enough about the professionalism, amazing level of communication, and overall customer service provided by Anna and Josh. My husband and I are extremely grateful. They showed so much knowledge and patience. Anna was definitely a life saver! We will recommend Anna and Josh to all our families and friends. Thanks to this amazing duo, my beautiful daughter will have such a beautiful home to grow up in! Thanks again guys!!! Love the Sharma’s ❤️ Less

Thank you Josh & Anna for being so wonderful and gracious to us during the entire process! We appreciate all of your help to get the loan and for assisting us with all of the paperwork... and responding to my annoying text messages. 😄 It has been a pleasure to work with you both! We will certainly recommend you to our friends/family.

Josh and Anna were fantastic! My husband and I weren't even sure we were eligible for a loan yet, however, we got in contact with Josh and Anna and we knew we were in good hands. They were professional, personable, and made the process so easy for us. We are now first time home owners and we're so grateful for all their help!

Anna is amazing! I did a FHA 203k rehab loan which isn't the easiest loan to process. There are a lot of moving parts with finding a general contractor to do the rehab and get the lenders approval. This is part of process for the type of loan I got. Anna kept me on track with the lender, was always available for my questions, and guided me through the process every step of the way. Her profession... More

Anna is amazing! I did a FHA 203k rehab loan which isn't the easiest loan to process. There are a lot of moving parts with finding a general contractor to do the rehab and get the lenders approval. This is part of process for the type of loan I got. Anna kept me on track with the lender, was always available for my questions, and guided me through the process every step of the way. Her professionalism and promptness was greatly appreciated! I would highly recommend Anna for any of your home loan needs. She is the best I've worked with! Less

I appreciate Joshua and Irina so much! They are very professional, super helpful and always quick to respond & execute all of my insurance needs! I would recommend them to anyone! They deserve a gold star!

I'll never go through another channel for insurance services again. Irene was so professional, efficient and knowledgeable. Took the stress out of what to me was a stressful situation. Thank you!!!!

Great financial services and insurance organization. Outstanding personalized customer service. I highly recommend this company.