Sandy is the go-to person if you need any insurance help! She offers you the best price and responds to you promptly. She also speaks Mandarin, so it's a grace to help someone, who is not familiar with the Canadian system. Sandy 備受眾人推薦是有原因的，因為她會非常積極的協助人處理任何一種困難的處境，並給予最即時的回應。她給予的服務是盡量幫助客戶達到最大的效益，對於加拿大保險制度不熟悉者，是最好的保險業務員！ (Translated by Google) Sandy is the go-to person if you need any insurance h... More

Sandy is the go-to person if you need any insurance help! She offers you the best price and responds to you promptly. She also speaks Mandarin, so it's a grace to help someone, who is not familiar with the Canadian system. Sandy 備受眾人推薦是有原因的，因為她會非常積極的協助人處理任何一種困難的處境，並給予最即時的回應。她給予的服務是盡量幫助客戶達到最大的效益，對於加拿大保險制度不熟悉者，是最好的保險業務員！ (Translated by Google) Sandy is the go-to person if you need any insurance help! She offers you the best price and responds to you promptly. She also speaks Mandarin, so it's a grace to help someone, who is not familiar with the Canadian system. Sandy is highly recommended for a reason, because she is very active in helping people deal with any kind of difficult situation and gives the most immediate response. The service she gives is to try her best to help customers achieve maximum benefits. For those who are not familiar with the Canadian insurance system, she is the best insurance salesperson! Less

Sandy is highly efficient, knowledgeable, and she gives very honest advice 👏 when it comes to do's and don'ts. I highly recommend Money Shield!

I have known Sandy for many years through BNI. The past year, I switched my insurance with her, she is very detail orientated and saved a few hundreds dollars for my home insurance. I highly recommend using her services. Some of my clients are using her services for long term and critical illness insurance and are extremely happy with her services.... More

I have known Sandy for many years through BNI. The past year, I switched my insurance with her, she is very detail orientated and saved a few hundreds dollars for my home insurance. I highly recommend using her services. Some of my clients are using her services for long term and critical illness insurance and are extremely happy with her services. Less

We were introduced to Sandy by an award-winning Realtor who only works with the best. Sandy is the BEST! From the first she was fast, responsive, and took care of the details. She gave us enough information to make informed decisions and always found the best price based on our needs. When the insurance needs on my sister's health clinic changed during COVID and her existing provider told her... More

We were introduced to Sandy by an award-winning Realtor who only works with the best. Sandy is the BEST! From the first she was fast, responsive, and took care of the details. She gave us enough information to make informed decisions and always found the best price based on our needs. When the insurance needs on my sister's health clinic changed during COVID and her existing provider told her it would cost a fortune, Sandy was able to give her affordable options within a day! Not only that, for health/life/critical/diability Sandy brings a background as a health care provider to the table so you not only understand the details but how it applies to your health in real life. Now my whole family goes to Sandy, and I would recommend her to anyone! Less

Sandy is an incredible source of information on how to manage your finances. As someone who had absolutely no financial literacy, I learned so much from her from just one consultation. She genuinely cares about helping others make the most of their money and getting them to a secure place. It's rare to find someone in the finance industry who has your best interest at heart. Highly recommend reac... More

Sandy is an incredible source of information on how to manage your finances. As someone who had absolutely no financial literacy, I learned so much from her from just one consultation. She genuinely cares about helping others make the most of their money and getting them to a secure place. It's rare to find someone in the finance industry who has your best interest at heart. Highly recommend reaching out to her for your financial needs. Less

Sandy is caring and professional. She's knowledgeable in her area of expertise, and she gives good advice. My experience with her were always positive.... More

Sandy is caring and professional. She's knowledgeable in her area of expertise, and she gives good advice. My experience with her were always positive. Less

I worked with Sandy for investments, she is so very through and detail oriented. Incredibly patient and lots of knowledge to share, she made sure you understand the up and down side of the investment prior to purchasing. Totally recommended.... More

I worked with Sandy for investments, she is so very through and detail oriented. Incredibly patient and lots of knowledge to share, she made sure you understand the up and down side of the investment prior to purchasing. Totally recommended. Less

Sandy has been super helpful in providing advice on some mortgage questions I had and also referred me to someone who managed to approve a mortgage that was a lot better than my existing one. I would highly recommend her, she has plenty of expertise and experience in this area.... More

Sandy has been super helpful in providing advice on some mortgage questions I had and also referred me to someone who managed to approve a mortgage that was a lot better than my existing one. I would highly recommend her, she has plenty of expertise and experience in this area. Less

Sandy is very knowledgeable, personable and so passionate about her work. She is genuinely a delight to work with. You can tell she really cares about you as a client and what is right for your specific situation. I’m so happy with all the advice and guidance she’s given me over the years.... More

Sandy is very knowledgeable, personable and so passionate about her work. She is genuinely a delight to work with. You can tell she really cares about you as a client and what is right for your specific situation. I’m so happy with all the advice and guidance she’s given me over the years. Less

I met Sandy at an event and I was looking for an investment that can provide me with consistent return because the public market has been very volatile . She introduced me to this fund which met with my needs. This fund has been giving me stable 8.3% annual return and payout monthly with compound interest. Sandy not only makes herself available for all the quesitons I have, she also put in effort... More

I met Sandy at an event and I was looking for an investment that can provide me with consistent return because the public market has been very volatile . She introduced me to this fund which met with my needs. This fund has been giving me stable 8.3% annual return and payout monthly with compound interest. Sandy not only makes herself available for all the quesitons I have, she also put in effort to make sure she has fulfilled the clients' needs. If you are looking for an advisor please stop and look no further and go for Sandy. Less

Incredibly helpful and looked out for my best interests. I was in a tight spot before I received advice from Sandy. With her help I was able to clear out all my credit card debt and now I'm a few months away from paying off my car! Looking forward to saving up for my future!... More

Incredibly helpful and looked out for my best interests. I was in a tight spot before I received advice from Sandy. With her help I was able to clear out all my credit card debt and now I'm a few months away from paying off my car! Looking forward to saving up for my future! Less

I have worked with sandy for many years with various investment and insurance needs. She assisted my family in dealing with private equity investments which yielded an solid 8.0% YOY ROI pre-compound calculation; and she takes care of all my life insurance, business insurance and home insurance needs. Always responsible and helpful. Keep up the great work Sandy!... More

I have worked with sandy for many years with various investment and insurance needs. She assisted my family in dealing with private equity investments which yielded an solid 8.0% YOY ROI pre-compound calculation; and she takes care of all my life insurance, business insurance and home insurance needs. Always responsible and helpful. Keep up the great work Sandy! Less

I have worked with Sandy for many years. She the one I can go to if there was any questions about my financial investments and life insurance needs. I find a lot of these things are all confusing at times. But Sandy will spend the time to help educate you to better understand it all. She does her research and understands my needs and give me what will work best for my family and I. Sandy is grea... More

I have worked with Sandy for many years. She the one I can go to if there was any questions about my financial investments and life insurance needs. I find a lot of these things are all confusing at times. But Sandy will spend the time to help educate you to better understand it all. She does her research and understands my needs and give me what will work best for my family and I. Sandy is great at what she does. I highly recommend her! Less

Sandy has been amazing. She treats her clients with respect and offers her honesty opinion and guidance. I trust sandy with all of my financial concerns and investments. I would definitely recommend her for your financial needs.... More

Sandy has been amazing. She treats her clients with respect and offers her honesty opinion and guidance. I trust sandy with all of my financial concerns and investments. I would definitely recommend her for your financial needs. Less

I have known Sandy for more than 10 years and have been her client for almost 5 years. She has been helping my dividend paying life insurance to fund my business and emergency situations. Dividen paying life insurance that you can cash out money or do policy loan is absolutely real. with the COVID19, people are getting hard time with personal loan, but I can access my life insurance cash value an... More

I have known Sandy for more than 10 years and have been her client for almost 5 years. She has been helping my dividend paying life insurance to fund my business and emergency situations. Dividen paying life insurance that you can cash out money or do policy loan is absolutely real. with the COVID19, people are getting hard time with personal loan, but I can access my life insurance cash value anytime I want without restrictions regardless what's happening to the economy. I am glad that I made the decision to have a dividen paying life insurance policy, absolutely a life saver. Definitely recommend Sandy for her Life insurance and Investment services. Less

I’ve been with the same financial advisor for the last decade. He was very attentive to my questions but his advice was always on the safe side. Last year I decided to get Sandy from money shield to take a look at my portfolio to see if it can be improved. I decided to take a chunk of money out and put it into private equity as per her advice. I am so glad I did!! When everything crashed because ... More

I’ve been with the same financial advisor for the last decade. He was very attentive to my questions but his advice was always on the safe side. Last year I decided to get Sandy from money shield to take a look at my portfolio to see if it can be improved. I decided to take a chunk of money out and put it into private equity as per her advice. I am so glad I did!! When everything crashed because of covid, the money I had with money shield continued to make 8%, and the rest of my portfolio dropped 15%. So thank you!!! Less

I have worked with Sandy Gum on several occasions to obtain disability, life and other types of insurance. She has always obtained multiple quotes from different insurers to make sure that I receive the best products for my needs. She is professional, knowledgeable, and dedicated. I am particularly impressed that she takes the time to explain all the angles and details of whatever it is that I a... More

I have worked with Sandy Gum on several occasions to obtain disability, life and other types of insurance. She has always obtained multiple quotes from different insurers to make sure that I receive the best products for my needs. She is professional, knowledgeable, and dedicated. I am particularly impressed that she takes the time to explain all the angles and details of whatever it is that I am purchasing, ensuring that I understand the policy in and out. She has even taken the time to sit down with me for an annual review of my policies to make sure they continue to be a proper fit. This level of service is far beyond what I have received elsewhere. I highly recommend Sandy Gum at Money Shield for all your insurance needs. Less

Sandy helped me to get the restoration on going right away and helped me to get the insurance money back within a month. Sandy is awesome!!! Highly recommended!... More

Sandy helped me to get the restoration on going right away and helped me to get the insurance money back within a month. Sandy is awesome!!! Highly recommended! Less

I didn’t know anything about insurance and it was very hard to find a reliable person to explain. Sandy spent a lot of time going over my options and helped me find the perfect solution for me and my family. Highly recommend her services for families with small kids!... More

I didn’t know anything about insurance and it was very hard to find a reliable person to explain. Sandy spent a lot of time going over my options and helped me find the perfect solution for me and my family. Highly recommend her services for families with small kids! Less

I have referred Sandy to my friends and family and their responses have all been praises on how thorough she is! The products and services she provides are catered to match their specific needs and her wealth of knowledge is unsurpassed in the industry. I would highly recommend Sandy to anyone looking for help with their personal insurance/financial needs!... More

I have referred Sandy to my friends and family and their responses have all been praises on how thorough she is! The products and services she provides are catered to match their specific needs and her wealth of knowledge is unsurpassed in the industry. I would highly recommend Sandy to anyone looking for help with their personal insurance/financial needs! Less

Sandy at Moneyshield is incredible to work with. I send all of my clients to her for their insurance needs and I've had nothing but amazing feedback from all of them. I have no hesitation refering my family and friends to her. Bravo!... More

Sandy at Moneyshield is incredible to work with. I send all of my clients to her for their insurance needs and I've had nothing but amazing feedback from all of them. I have no hesitation refering my family and friends to her. Bravo! Less

Sandy Gum of Money Shield has the perfect recipe for protecting her clients and helping them save for their future. Sandy is a great communicator and explains insurance and financial investing very well. I've known her for over 3 years now and feel very confident in making a recommendation to see her. Sandy Gum will give you "piece of mind" and help you save "plenty of money".... More

Sandy Gum of Money Shield has the perfect recipe for protecting her clients and helping them save for their future. Sandy is a great communicator and explains insurance and financial investing very well. I've known her for over 3 years now and feel very confident in making a recommendation to see her. Sandy Gum will give you "piece of mind" and help you save "plenty of money". Less