2022-05-04T18:16:46.563Z

Sandy is the go-to person if you need any insurance help! She offers you the best price and responds to you promptly. She also speaks Mandarin, so it's a grace to help someone, who is not familiar with the Canadian system. Sandy 備受眾人推薦是有原因的，因為她會非常積極的協助人處理任何一種困難的處境，並給予最即時的回應。她給予的服務是盡量幫助客戶達到最大的效益，對於加拿大保險制度不熟悉者，是最好的保險業務員！ (Translated by Google) Sandy is the go-to person if you need any insurance help! She offers you the best price and responds to you promptly. She also speaks Mandarin, so it's a grace to help someone, who is not familiar with the Canadian system. Sandy is highly recommended for a reason, because she is very active in helping people deal with any kind of difficult situation and gives the most immediate response. The service she gives is to try her best to help customers achieve maximum benefits. For those who are not familiar with the Canadian insurance system, she is the best insurance salesperson!

2022-03-16T18:03:10.352Z

Sandy is highly efficient, knowledgeable, and she gives very honest advice 👏 when it comes to do's and don'ts. I highly recommend Money Shield!

2022-02-02T23:49:44.535Z

I have known Sandy for many years through BNI. The past year, I switched my insurance with her, she is very detail orientated and saved a few hundreds dollars for my home insurance. I highly recommend using her services. Some of my clients are using her services for long term and critical illness insurance and are extremely happy with her services.

2021-05-07T00:17:19.734Z

We were introduced to Sandy by an award-winning Realtor who only works with the best. Sandy is the BEST! From the first she was fast, responsive, and took care of the details. She gave us enough information to make informed decisions and always found the best price based on our needs. When the insurance needs on my sister's health clinic changed during COVID and her existing provider told her it would cost a fortune, Sandy was able to give her affordable options within a day! Not only that, for health/life/critical/diability Sandy brings a background as a health care provider to the table so you not only understand the details but how it applies to your health in real life. Now my whole family goes to Sandy, and I would recommend her to anyone!

2021-03-05T07:08:45.144Z

Sandy is an incredible source of information on how to manage your finances. As someone who had absolutely no financial literacy, I learned so much from her from just one consultation. She genuinely cares about helping others make the most of their money and getting them to a secure place. It's rare to find someone in the finance industry who has your best interest at heart. Highly recommend reaching out to her for your financial needs.

2020-10-13T23:39:46.913Z

Sandy is caring and professional. She's knowledgeable in her area of expertise, and she gives good advice. My experience with her were always positive.

2020-10-13T21:04:37.807Z

I worked with Sandy for investments, she is so very through and detail oriented. Incredibly patient and lots of knowledge to share, she made sure you understand the up and down side of the investment prior to purchasing. Totally recommended.

2020-09-30T19:06:11.052Z

Sandy has been super helpful in providing advice on some mortgage questions I had and also referred me to someone who managed to approve a mortgage that was a lot better than my existing one. I would highly recommend her, she has plenty of expertise and experience in this area.

2020-09-25T21:35:37.320Z

Sandy is very knowledgeable, personable and so passionate about her work. She is genuinely a delight to work with. You can tell she really cares about you as a client and what is right for your specific situation. I’m so happy with all the advice and guidance she’s given me over the years.

2020-09-13T23:44:53.612Z

I met Sandy at an event and I was looking for an investment that can provide me with consistent return because the public market has been very volatile . She introduced me to this fund which met with my needs. This fund has been giving me stable 8.3% annual return and payout monthly with compound interest. Sandy not only makes herself available for all the quesitons I have, she also put in effort to make sure she has fulfilled the clients' needs. If you are looking for an advisor please stop and look no further and go for Sandy.

2020-09-10T20:59:29.156Z

Incredibly helpful and looked out for my best interests. I was in a tight spot before I received advice from Sandy. With her help I was able to clear out all my credit card debt and now I'm a few months away from paying off my car! Looking forward to saving up for my future!

2020-09-01T21:55:11.801Z

I have worked with sandy for many years with various investment and insurance needs. She assisted my family in dealing with private equity investments which yielded an solid 8.0% YOY ROI pre-compound calculation; and she takes care of all my life insurance, business insurance and home insurance needs. Always responsible and helpful. Keep up the great work Sandy!

2020-08-12T14:53:28.264Z

2020-06-20T07:25:24.180Z

I have worked with Sandy for many years. She the one I can go to if there was any questions about my financial investments and life insurance needs. I find a lot of these things are all confusing at times. But Sandy will spend the time to help educate you to better understand it all. She does her research and understands my needs and give me what will work best for my family and I. Sandy is great at what she does. I highly recommend her!

2020-06-17T22:31:55.947Z

Sandy has been amazing. She treats her clients with respect and offers her honesty opinion and guidance. I trust sandy with all of my financial concerns and investments. I would definitely recommend her for your financial needs.

2020-04-21T22:42:10.448Z

I have known Sandy for more than 10 years and have been her client for almost 5 years. She has been helping my dividend paying life insurance to fund my business and emergency situations. Dividen paying life insurance that you can cash out money or do policy loan is absolutely real. with the COVID19, people are getting hard time with personal loan, but I can access my life insurance cash value anytime I want without restrictions regardless what's happening to the economy. I am glad that I made the decision to have a dividen paying life insurance policy, absolutely a life saver. Definitely recommend Sandy for her Life insurance and Investment services.

2020-04-21T02:58:03.696Z

I’ve been with the same financial advisor for the last decade. He was very attentive to my questions but his advice was always on the safe side. Last year I decided to get Sandy from money shield to take a look at my portfolio to see if it can be improved. I decided to take a chunk of money out and put it into private equity as per her advice. I am so glad I did!! When everything crashed because of covid, the money I had with money shield continued to make 8%, and the rest of my portfolio dropped 15%. So thank you!!!

2019-07-03T15:47:59.030Z

I have worked with Sandy Gum on several occasions to obtain disability, life and other types of insurance. She has always obtained multiple quotes from different insurers to make sure that I receive the best products for my needs. She is professional, knowledgeable, and dedicated. I am particularly impressed that she takes the time to explain all the angles and details of whatever it is that I am purchasing, ensuring that I understand the policy in and out. She has even taken the time to sit down with me for an annual review of my policies to make sure they continue to be a proper fit. This level of service is far beyond what I have received elsewhere. I highly recommend Sandy Gum at Money Shield for all your insurance needs.

2019-06-20T18:40:39.783Z

Sandy helped me to get the restoration on going right away and helped me to get the insurance money back within a month. Sandy is awesome!!! Highly recommended!

2019-04-22T14:20:33.195Z

I didn’t know anything about insurance and it was very hard to find a reliable person to explain. Sandy spent a lot of time going over my options and helped me find the perfect solution for me and my family. Highly recommend her services for families with small kids!