My Ins. Rep was the best Joe, He:is an excellent 👌 insurance personal. He made sure I understood everything, he is very kind and patent explaining all my benefits. Even called the clinic I go to to make sure they took that insurance plan and I keep my same Doc. I'm even getting drug store allowance card. I have been recommending him to my friend's. I will definitely sign up with Him against next year. He is a very good asset to the company he works for. More company's should hire people like him to talk to senior. I know I'm age 71 this pho was just taken on Thanksgiving day Less