Joanne was great to work with! I was guided through all the steps, all my questions were answered and found the best mortgage for my first home purchase.

As I was searching for rates, I didn’t leave much time for Joanne to get everything done. Not only did she provide the best rate, but she was able to get all the paperwork done with a tight timeline.

We just renewed our mortgage with Joanne's services for the third time, she is fantastic to work with! Everything was so easy and convenient. She presented us with several options and helped us find the right fit for our family. Joanne is always so helpful and willing/available to answer any questions or find solutions if needed. 100% would recommend her to friends or family.

Working with Joanne has been a dream. No matter the question or time she has always answered them quickly and fully. We have worked with her from our first mortgage and multiple renewals. Nothing but good things to say. Very easy, simple, no stress or anxiety. Recommend her to anyone even if you are just thinking about a new home. Will be using Joanne forever!

We are so thankful Joanne was recommended to us. She has been incredible through this entire process. Working with us through every bump in the road. And going above and beyond making sure we understood each step. No matter the time of day, she is always quick with a reply and has answers to our many questions. She has made buying are first home a great experience!!!

Joanne is amazing. We first worked with her five years ago when we bought our house and were very satisfied. Now that it’s time to renew our mortgage, we reached out to Joanne again. She is always very fast and precise in her work. We’re impressed by her dedication to securing low interest rates for us!

Joanne has helped us with multiple mortgages over the past 5 years. She is always available, honest and does her absolute best for us. Highly recommend and she will be a part of our lives forever.

Joanne is amazing! She got our interest rates down twice before possession. And she did it by her own, without us having to ask her to do that. I can say she’s very reliable and happy to have her help with everything.

Joanne was fantastic and arranged our mortgage quickly for a quick possession. She responded quickly to our questions and was able to negotiate interest rates were better than we could get directly from the banks. We highly recommend Joanne.

I have had the pleasure of working with Joanne twice now, and can confidently say that my experiences have been nothing short of outstanding. Joanne’s extensive knowledge and service provided tailored options that best suited my mortgage needs. She always made sure I was well informed and answered any questions I had right away. Her responsiveness and dedication made the entire process seamless a... More

I have had the pleasure of working with Joanne twice now, and can confidently say that my experiences have been nothing short of outstanding. Joanne’s extensive knowledge and service provided tailored options that best suited my mortgage needs. She always made sure I was well informed and answered any questions I had right away. Her responsiveness and dedication made the entire process seamless and stress-free. Both times I secured a mortgage with Joanne I was impressed by her ability to secure competitive rates. Joanne demonstrates genuine care and commitment for any mortgage needs. I highly recommend Joanne to anyone in need of a mortgage professional. Whether you are a first-time homebuyer, looking to refinance or renew your mortgage with a different lender you can rest assured that you will receive expert advice, excellent service, and someone who puts your interests first. Thank you Joanne for making my mortgage experiences so positive and I look forward to working with you again in the future! Less

I had an outstanding experience working with Joanne Dusterhoft as my mortgage broker. From start to finish, she demonstrated exceptional professionalism and expertise. Joanne took the time to thoroughly understand our financial situation and goals, and provided tailored advice that made the mortgage process smooth and stress-free. I highly recommend Joanne to anyone in need of a dedicated and kno... More

I had an outstanding experience working with Joanne Dusterhoft as my mortgage broker. From start to finish, she demonstrated exceptional professionalism and expertise. Joanne took the time to thoroughly understand our financial situation and goals, and provided tailored advice that made the mortgage process smooth and stress-free. I highly recommend Joanne to anyone in need of a dedicated and knowledgeable mortgage professional. Thanks again Joanne! Less

Joanne was incredibly easy to deal with! Made our refinance a smooth and easy process! Would 100% recommend her for all your mortgage needs.

Joanne made buying a house feel very simple. Her communication was amazing and she worked fast at getting what we needed. 10/10 would recommend! She was amazing to deal with!

Joanne helped my husband and I purchase our first home together. Our finalized offer and possession date was just over 2 weeks apart and Joanne made every effort possible to ensure we could navigate such a tight timeline. We truly appreciate her and highly recommend her.

Was referred to Joanne through two friends. She was extremely quick with responses. Made the whole process a breeze. Will use again in the future.

Joanne worked really hard to get us into the house that we chose and we are grateful for her fighting in our corner when things seemed to be falling apart.

Joanne was incredible! My husband and I would highly recommend her for anyone looking for financial advice, whether purchasing a new home or looking to refinance. We were definitely looked after and treated like we were her only clients. We would use her again in the future without hesitation! .

Joanne is wonderful!! Unfortunately our previous broker dropped the ball, seemingly sent in a financing application for the wrong property, then went MIA on us in the final hours we were supposed to remove conditions. Despite getting a 3 day extension to remove conditions, we were panicking and not sure what to do, realizing that we would need to restart the whole application process. Thankfully... More

Joanne is wonderful!! Unfortunately our previous broker dropped the ball, seemingly sent in a financing application for the wrong property, then went MIA on us in the final hours we were supposed to remove conditions. Despite getting a 3 day extension to remove conditions, we were panicking and not sure what to do, realizing that we would need to restart the whole application process. Thankfully our realtor put us in touch with Joanne, who called us right away. From the first time we spoke to her on the phone she displayed such genuine care and understanding for our situation. She got to work right away and when previously told it would be difficult for us to be approved for the mortgage we wanted she was able to get everything we needed plus a bit extra at an even better rate!! And to top everything off, she did it in under 2 business days!!! We couldn’t be more thankful and appreciative of her hard work. If you need mortgage help, do yourself a favour, and call Joanne! You won’t be disappointed. Less

As a realtor, Joanne always gets a call when my clients financing goes wrong. She has come through for them in the final hour every time!

Fantastic! Joanne has been amazing at assisting us with our mortgage approval. Our case wasn’t an easy one but her knowledge, ability to answer our questions, provide information and get things done quickly has been second to none. We would definitely recommend her to anyone! Thank you Joanne! ❤️

Unreal! Joanne took away any of the guess work when it came to my mortgage. She had my best interest in mind from start to finish and made a complex situation rather quick and painless. Incredibly grateful and highly recommend.

Expedient, efficient, and fair. All the good stuff you need with no nonsense. Joanne is a true professional, she is the first and only broker I will be using.

Joanne has been excellent during our home purchase. I felt like we were her only clients with the way she was able to prioritize our needs and questions. Communicates in a language that we as first time home buyers were able to understand. She is a gem among brokers.

Joanne was lovely and super helpful throughout the entire process. She worked with our crazy timeline amazingly, answered all of our beginner questions, and was very available any time we needed her.

Thank you Joanne for your help. You are quick, right on point and got everything done within a few days. Also, found the best rate for me. I appreciate it.

Joanne was the best mortgage broker a home owner could ask for. She was very knowledgeable and patient with us throughout the whole process.

Joanne was fantastic to work with. 1 of our sons who recently purchased a condo has an mental impairment and she took the time to explain things to him in a way he could understand everything going on. Very easy to work with.

Joanne has been fantastic to deal with while working on our mortgage renewal. She is very knowledgeable and helped us make an informed decision while getting the best rate.

Joanne was absolutely phenomenal in helping us get the mortgage for our first home! She helped us navigate a complex situation through a private sale while still getting us the best possible rate and answering all of our many questions about the stages of getting a mortgage throughout the entire process. We look forward to having her as our broker when we look to renew our mortgage down the road ... More

Joanne was absolutely phenomenal in helping us get the mortgage for our first home! She helped us navigate a complex situation through a private sale while still getting us the best possible rate and answering all of our many questions about the stages of getting a mortgage throughout the entire process. We look forward to having her as our broker when we look to renew our mortgage down the road and we feel confident in such capable hands. My wife and I both highly recommend Joanne as someone who is understanding and knowledgeable who works tirelessly for her clients. Less

My goodness, I have nothing but amazing things to say about Joanne!! She put in so much work for me, getting me better rates and working to ensure that I was able to get approval on a new purchase. She was extremely responsive and so easy to deal with!! I will absolutely be a repeat client!!

Joanne was amazing to work with. She was accessible to answer all my questions big, silly, or small. She was very efficient and patient while I found the right house for me and my son. She also got us the best rate possible and provided me with sound financial advice. I woukd recommend Joanne to anyone looking for a house, especially in the Yukon market!

Once again Joanne did all the heavy lifting for our mortgage renewal. She is quick and concise and simply the best at what she does. I would recommend her to anyone looking for services. We won’t go to anyone else. Thank you Joanne!

Joanne is a real god sent when it comes to mortgages. My brother recommended me to her when I was ready to buy my first home 5 years ago and that couldn’t have went any smoother. I was worried about my recent renewal with trash interest rates everywhere and she put my worries to bed with her knowledge and got me a good deal. I’m glad to have her on my side as she will always answer any question a... More

Joanne is a real god sent when it comes to mortgages. My brother recommended me to her when I was ready to buy my first home 5 years ago and that couldn’t have went any smoother. I was worried about my recent renewal with trash interest rates everywhere and she put my worries to bed with her knowledge and got me a good deal. I’m glad to have her on my side as she will always answer any question and help out whenever needed in the mortgage world. I recommended her to anyone I can! Less

Incredible experience, makes everything easy.

I cannot say enough about how positive our experiences working with Joanne have been. We started working with her 5 years ago, and she helped us make the best decision regarding a mortgage for our home. She spent time with us going over all of our options in great depth and was always prompt to get back to us if we reached out with any questions. So when it came time to renew our mortgage during ... More

I cannot say enough about how positive our experiences working with Joanne have been. We started working with her 5 years ago, and she helped us make the best decision regarding a mortgage for our home. She spent time with us going over all of our options in great depth and was always prompt to get back to us if we reached out with any questions. So when it came time to renew our mortgage during this high rate season, Joanne was the obvious choice. She provided us with her wealth of knowledge and experience during such uncertain times to help us make the best decision on how to best proceed with renewal. When she found us rates that were better than initially quoted she would immediately reach out and provide new documents to sign and lock in the better rate immediately. I highly recommend Joanne to anyone I know looking to buy a home or renew their mortgage. She is honest, hard working, and always looking out for her clients best interests. You won't regret working with her! Less

Joanne is just the best. She is thorough, explains complex things in the banking world in a way you don’t feel intimidated or insecure. She just completed my mortgage for me and I would use her again tomorrow. I will refer her to all of my friends and business associates. You need Joanne in your mortgage life!

Joanne was very easy to work with , and she was able to answer all my questions I had, especially when I had never used a Broker before but I was glad I did in the end and will be looking for her help when it’s due in three years ! She was very through and made this a smooth transaction , and I didn’t have to do much so thx again Joanne !

Joanne is just the best. She is thorough, explains complex things in the banking world in a way you don’t feel intimidated or insecure. She just completed my mortgage for me and I would use her again tomorrow. I will refer her to all of my friends and business associates. You need Joanne in your mortgage life!

Joanne is amazing and helped us out of a bad renewal situation with interest rates being so ridiculously high at the moment. Thanks again, Joanne!

We just finished our first deal with Joanne and it was pretty fantastic. She was recommended by friends and she really delivered. Always quick to respond, full of great ideas, options and solid information that we needed to make the right decisions. I really feel that she had our best interests in mind throughout the whole process. Highly recommended and will definitely call on her again!

I'm very happy that we were recommended Joanne for our mortgage renewal. She has been a pleasure to deal with. She got us a better rate than anybody else and made the whole process easy. I fully recommend Joanne for all your mortgage needs.

Joanne was absolutely incredible! We spoke with numerous brokers and went with her after she laid out all our options for renewing our mortgage. Joanne doesn’t make you feel like an inconvenience. You can tell she is passionate about helping her clients. Recommend!

So once again, our mortgage was up for renewal. And guess what, the timing was kind of brutal with constant raising rates. HOWEVER, Joanne was SO on the ball with everything. She contacted us prior to, so she could get looking for best rates and get something locked in before things got even worse. She even had to get the rate locked in by midnight, as the rates would be rising again the very nex... More

So once again, our mortgage was up for renewal. And guess what, the timing was kind of brutal with constant raising rates. HOWEVER, Joanne was SO on the ball with everything. She contacted us prior to, so she could get looking for best rates and get something locked in before things got even worse. She even had to get the rate locked in by midnight, as the rates would be rising again the very next day. She was able to get us the best possible rate, with the bank that we wanted, and was very very efficient with everything, requiring very little from us, making it as stress free as physically possible. We SO appreciate her expertise and trust her best judgments. Once again she killed it. Don’t bother going elsewhere for your mortgage needs, you’re just wasting your time. She will work super hard for you and won’t disappoint! 5 stars plus! Less

Joanne helped us with purchasing our first home in 2018, and recently with our mortgage renewal. She was very proactive in getting us locked in before multiple rate increases. Highly recommended.

Joanne is great! I’ve done three mortgages through her and she always works hard to get her clients the best rate. She responds quickly and has good advice. I would highly recommend working with Joanne!

Joanne has made the mortgage renewal process very easy for my husband and I. We were very nervous about the rate increases that have been happening recently, and she found a solution that works perfectly for us! i would highly recommend her for a new mortgage or a renewal!

Joanne went above and beyond to find us a mortgage. Manufactured or modular homes can be difficult and always answered questions in a timely manner. Thank you so much for helping Ellen and I with our first home :)

With a crazy tight timeline Joanne worked her magic and got things done! I appreciated her attention to details and her patience in answering all my questions. The process was efficient and fully online. I would recommend Creative Mortgages Ltd to anyone in a renewal or refinancing position. Thank you Joanne!

Joanne was great and professional to work with as first time home buyers. Would highly recommend!

Joanne has been amazing. She has helped the process of buying a home so easy and worry free. My daughter and fiancé used Joanne in April when they bought a home and I am so pleased that they recommended her to me. Joanne went above and beyond what I would have expected and was a pleasure to work with. I would highly recommend her.

We were under a very tight time frame to get approved and obstacle’s to get around. She did everything she could and did it fast and got us approved in time. Very professional and efficient and meet all our needs. We would definitely use Joanne again for our next house.

Joanne is very experienced and knowledgeable, she is also a great communicator and is easy to reach.

Great experience for first time home buyers who really didn't know much about the process.

Joanne made buying a house incredibly easy and was accessible for any questions we had throughout the process.

My family recommended going to Joanne for a second opinion. Best decision every. Joanne is amazing to work with. She is very knowledgeable, takes the time to explain things. She works extremely hard and fights for you. Definitely will use her again, and recommended her to everyone!

We have used Joanne a few times now, we highly recommend her to all of our friends, family. She is so knowledgeable, and works so hard and efficiently to help each of her clients to get a new mortgage or a better mortgage rate. She explains each step throughly and takes the time to answer all of your questions. In our opinion she is THE BEST Mortgage Broker around!!

I don't know the words to express how much your help and understanding ment to me. It was a shot in the dark and you showed me it wasn't as impossible as I believed. Joanne you are awesome!

We just bought our very first home! Joanne came highly recommended from a family member of ours, and now I understand why. Joanne was kind, knowledgeable, insightful and thorough. As this was our first mortgage experience, we came at her with loads of questions and she was happy to answer each and every one of them. She was sure to give us the best rate & found us a lender that offered some gre... More

We just bought our very first home! Joanne came highly recommended from a family member of ours, and now I understand why. Joanne was kind, knowledgeable, insightful and thorough. As this was our first mortgage experience, we came at her with loads of questions and she was happy to answer each and every one of them. She was sure to give us the best rate & found us a lender that offered some great incentives. Thank you Joanne! Less

We absolutely loved working with Joanne! She is incredibly accommodating, quick to respond, very personable and made the process very straightforward. I would recommend her 100 times over and will definitely continue to work with her in the future.

Joanne has been a god send to our family three times over! She is honest, thoughtful, takes the time to listen, gets things done efficiently and is just all around a trustworthy service provider. She knows her stuff, and explains her stuff in a way non “stuff experts” can understand. She works for the good of the clients, even if it is not always to her benefit. She is a joy and relief to have on... More

Joanne has been a god send to our family three times over! She is honest, thoughtful, takes the time to listen, gets things done efficiently and is just all around a trustworthy service provider. She knows her stuff, and explains her stuff in a way non “stuff experts” can understand. She works for the good of the clients, even if it is not always to her benefit. She is a joy and relief to have on your side throughout the stressful mortgage approval and renewal processes. Thanks so much Joanne and team! Less

Joanne has been our mortgage broker for two of our houses now and she is always a great source of advice when it comes to our mortgage. We trust her judgment fully and she is always there to answer all our questions or concerns. Thanks Joanne.

We had a great experience working with Joanne, she is very knowledgeable in what she does. Responds quick and answers all questions in depth which is greatly appreciated for a first time home buyer. Thank you Joanne!

Joanne was amazing in helping us with our acreage purchase. Being self employed means there are more hoops to jump through with the bank, but Joanne made it easy. She let us know exactly what was required and managed to get us our financing in time to close the deal! She is THE BEST and the only mortgage broker I’d consider calling.

I recently had the absolute pleasure of dealing with Joanne Dusterhoft, of Creative Mortgages Ltd., when my mortgage came up for renewal recently. Joanne was not only incredibly knowledgeable, she was incredibly compassionate, honest and completely transparent throughout the entire process. Joanne kept me up to date throughout the process and explained everything in a way that I understood. If... More

I recently had the absolute pleasure of dealing with Joanne Dusterhoft, of Creative Mortgages Ltd., when my mortgage came up for renewal recently. Joanne was not only incredibly knowledgeable, she was incredibly compassionate, honest and completely transparent throughout the entire process. Joanne kept me up to date throughout the process and explained everything in a way that I understood. If you are looking for a true professional, someone you can trust and someone you can rely on, then look no further, you have found world class in Joanne Dusterhoft! Thank you so much for everything Joanne! Less

I've used Joanne's mortgage services twice now and I've been very happy both times. She is efficient and organized. She will do everything possible to make your home owning dreams come true! Thanks for everything Joanne!

Joanne was such a pleasure to work with. She truly had our best interests in mind. Provided our son with such guidance in buying his first home! Thank you so much for everything! You have certainly been a pleasure to work with.

⭐️⭐️⭐️⭐️⭐️Joanne Dusterhoft went above and beyond when working at the approval of the mortgage for my new home. She is efficient, kind, and straight to the point. Additionally, due to personal circumstances, Joanne had the approval completed in 48 hours. I would 100% recommend Joanne and her team.

Joanne is an easy choice when choosing brokers. She is straight to the point, will assist and explain any questions you have. From start to finish she puts in the work to get you a great deal, Has great connections and has tons of experience in the industry. If you want a trustworthy broker that has your back and wants to help you reach that next stage of life, she is the clear choice. Thank... More

Joanne is an easy choice when choosing brokers. She is straight to the point, will assist and explain any questions you have. From start to finish she puts in the work to get you a great deal, Has great connections and has tons of experience in the industry. If you want a trustworthy broker that has your back and wants to help you reach that next stage of life, she is the clear choice. Thankyou Joanne & The Creative Mortgage team. You guys made our dream of becoming homeowners a reality! Less

Joanne was recommended to us from our close friends who had previously had positive experiences working with her, and we could not be more pleased with how our own experience with her has been. She has shown how incredibly knowledgeable, honest, up front/transparent, and approachable she is throughout our entire first time home buying experience. I will continue to recommend her to everyone in se... More

Joanne was recommended to us from our close friends who had previously had positive experiences working with her, and we could not be more pleased with how our own experience with her has been. She has shown how incredibly knowledgeable, honest, up front/transparent, and approachable she is throughout our entire first time home buying experience. I will continue to recommend her to everyone in search of a new home/mortgage! Less

The process and experience working with Joanne was wonderful. She is very knowledgeable and experienced in negotiating mortgages rates. She certainly goes above and beyond for her clients. I would definitely recommend her.

Joanne was very helpful with our very complicated mortgage. It took a lot of time and energy and we are very appreciative of the fantastic rate she got for us.

Very fast! We only had two weeks to get everything in order for our possession day and she got it done! Always had our best interests in mind.

Do not hesitate to use these services! Joanne will accommodate you and make sure your mortgage needs are met. This is the second time I have signed a mortgage utilizing Joanne. She always gets me the lowest avaliable rates and we are always happy with her service.

We have had a few dealings with Joanne before, and she was as responsive and professional as she was this time around! She is very knowledgeable about her craft, and ensured we were up to speed on all the requirements for a successful transaction. I would definitely recommend the services of Creative Mortgages for anyone in the market for a mortgage. We will avail of Joanne's services again, sh... More

We have had a few dealings with Joanne before, and she was as responsive and professional as she was this time around! She is very knowledgeable about her craft, and ensured we were up to speed on all the requirements for a successful transaction. I would definitely recommend the services of Creative Mortgages for anyone in the market for a mortgage. We will avail of Joanne's services again, should the need arise. Less

Joanne was a fantastic mortgage broker to work with. She was thorough with our application so she didn't have to come & forth a bunch of times to get our application approved. She is very professional & experienced, & knows what will or won't work to get your application approved. I will definitely use her again!

My experience with Joanne was 5 stars. She made the process seamless, was responsive to my questions. I would highly recommend!

Joanne is absolutely amazing at what she does! She will do anything for her clients. Joanne helped my husband and I get our first home together and now our second. We are so thankful for the work she put in for us, she was there for us every step of the way. I would highly recommend Joanne to anyone.

Joanne has been super helpful while we were buying our first home. My wife and I knew pretty much nothing about mortgages and what product would be best for us. She got more involved than we expected her to which was amazing for us and our realtor. She answered all of our questions promptly and was very quick when we needed to get the deal done. We would recommend Joanne to any home buyers! If we... More

Joanne has been super helpful while we were buying our first home. My wife and I knew pretty much nothing about mortgages and what product would be best for us. She got more involved than we expected her to which was amazing for us and our realtor. She answered all of our questions promptly and was very quick when we needed to get the deal done. We would recommend Joanne to any home buyers! If we ever decide to sell our home and move again, we will be sure to give her a call. Thanks again for all of your hard work Joanne! Less

We have used Joanne a couple times already and always have a great experience with her. She is efficient and always available to help wherever needed. Definitely goes above and beyond for you and will fight to get you the best! We recommend her to all our friends and family!

Joanne is great to work with. She’s is very knowledgeable and tells you exactly what you need for a mortgage. I would absolutely recommend her to anyone :)

We were first time home buyers with a sticky situation. We threw Joanne so many curveballs throughout the whole process. But fast forward about 5 months. She was able to overcome every obstacle and get us that mortgage with an awesome rate. And we can’t thank her enough for all her hard work and dedication. If you need a mortgage broker that knows her stuff and gets the job done, Joanne is your ... More

We were first time home buyers with a sticky situation. We threw Joanne so many curveballs throughout the whole process. But fast forward about 5 months. She was able to overcome every obstacle and get us that mortgage with an awesome rate. And we can’t thank her enough for all her hard work and dedication. If you need a mortgage broker that knows her stuff and gets the job done, Joanne is your lady. Id recommend her to anyone. Less

This was our second experience with a mortgage broker and our first in Alberta. Joanne was FANTASTIC! Going through this process can be very nerve wracking, but Joanne was so steady and consistent that it made all the difference to our peace of mind! We cannot recommend her highly enough!

My family has been extremely fortunate to utilize the services Joanne provides multiple times and she continues to amaze us, her work ethic is unmatched and we are very appreciative of every thing she has done for us. The countless hours she puts in is incredible. There is no one else out there that we would recommend, thank you Joanne for everything that you do, my family is excited for our new ... More

My family has been extremely fortunate to utilize the services Joanne provides multiple times and she continues to amaze us, her work ethic is unmatched and we are very appreciative of every thing she has done for us. The countless hours she puts in is incredible. There is no one else out there that we would recommend, thank you Joanne for everything that you do, my family is excited for our new home, you are the best. The Mercier's. Less

Joanne will help you every step of the way! She was clear on what we needed and answered any questions or concerns. By choosing Joanne, we had a calm, informative, productive experience.

Joanne was amazing to deal with! I called on a Sunday evening and she answered right away! I was mind blown right out of the gate. It only got better after that, Never did I have a moment of frustration because I couldn't get a hold of her. On top of the amazing response times, she was just a wealth of knowledge. Never once did I feel that Joanne would not have the information that I needed, and ... More

Joanne was amazing to deal with! I called on a Sunday evening and she answered right away! I was mind blown right out of the gate. It only got better after that, Never did I have a moment of frustration because I couldn't get a hold of her. On top of the amazing response times, she was just a wealth of knowledge. Never once did I feel that Joanne would not have the information that I needed, and sometimes, she had information for me that I didn't even know I needed! I would recommend Joanne to ANYONE that ever is in need of finding the perfect mortgage. Thank you a million times over Less

Joanne is amazing to work with. She took the time to answer all our questions and offer advice for things we did not consider when buying our home. She was professional and very responsive throughout the whole process. I would recommend Joanne to any who is looking for an excellent mortgage broker who has your best interests in mind.

I really appreciate that Joanne serves with excellence. She is quick to get back to you and goes beyond what is required to get things done. Thanks so much Joanne!

Joanne was very professional and helpful. She was upfront and honest about the choices available to me and as a first time homebuyer I greatly appreciated the guidance. Would recommend to anyone in need of a mortgage broker.

Joanne was referred to us by our realtor. We had a difficult situation in that we had prequalified for a mortgage, so we had an acceptable range to shop with but needed a very quick turnaround time on mortgage approval. The rates we were offered through the pre-approval process were not comparable to those we secured through Joanne. She worked hard and fast, and in the end she saved us a lot of m... More

Joanne was referred to us by our realtor. We had a difficult situation in that we had prequalified for a mortgage, so we had an acceptable range to shop with but needed a very quick turnaround time on mortgage approval. The rates we were offered through the pre-approval process were not comparable to those we secured through Joanne. She worked hard and fast, and in the end she saved us a lot of money. Her knowledge and expertise was both educational and comforting, I was thoroughly impressed with her personalized attention to our requirements. She is the reason we got our happy ending! Ever grateful Joanne! So very fortunate to have worked with you! Less

As a first time buyer with nearly no prior knowledge of the process Joanne made it easy to navigate. She helped us to understand our options and what would be required of us to meet our goal. Even in a crazy market she helped us to finally achieve our dream of becoming first time home owners!

Was a great experience working with Joanne, highly recommend! Will definitely work with her again.

Joanne is great to work with. She’s is very knowledgeable and tells you exactly what you need for a mortgage. Fast and efficient and always willing to answer your questions. She was amazing in this crazy housing market and was able to get the job done with constrained timeframes.

Joanne was recommended to us by our real estate agent and she was fantastic! She was very responsive to all of our questions, stuck with us when a deal fell through and worked hard to get everything done quickly in a crazy housing market. We would definitely recommend Joanne to anyone buying a house or needing their mortgage refinanced.

Joanne works tirelessly to get the job done! Continuous communication throughout the process make working with her an absolute pleasure. My clients always know where they stand, what is required from them and as an agent, I always know the status of my clients' applications. I am always confident knowing my clients are in good hands when working with Joanne!

Joanne works hard to find you the very best deal. She was available evenings and weekends as well as regular working hours for any questions I had. I would recommend Joanne for all your mortgage needs. She is definitely the best out there. Thanks Joanne for all your hard work.

My wife and I had a great experience dealing with Joanne. She is extremely knowledgeable and was always willing to talk about our options. She locked down an extremely low interest rate for us while we looked for a house, and then we finally found one! I would highly recommend her!

Joanne helped get my boyfriend and I into the acreage of our dreams and worked tirelessly, it seemed like all hours of the day and night! Thank you so much Joanne!

Joanne was great to deal with. A straight-shooter who worked hard to get me approved. After being turned down at a bank branch, Joanne helped me get the approval I needed to meet my condition deadline. I would definitely use her services again. Highly recommend!

Working with Joanne is always a treat. She always listens to any concern you have and always has your best interest at heart. If you're in need of a mortgage broker there is no one better than Joanne at Creative Mortgages!

Joanne has been a great Mortgage Broker to work with for my personal mortgage and my clients mortgages. She is fast, efficient and you can trust her to get the job done in a timely manner. I would highly recommend Joanne!

Joanne has been incredible; I seriously doubt we would be in our house if she hadn't been our broker! She was able to navigate the changes that Covid launched our way, was available and responsive (which was refreshing and not what we had experienced elsewhere!), was 100% on top of dates and deadlines and, didn't sugar-coat anything, so there were no nasty surprises! So... here I am sitting in m... More

Joanne has been incredible; I seriously doubt we would be in our house if she hadn't been our broker! She was able to navigate the changes that Covid launched our way, was available and responsive (which was refreshing and not what we had experienced elsewhere!), was 100% on top of dates and deadlines and, didn't sugar-coat anything, so there were no nasty surprises! So... here I am sitting in my lovely new home... sending nothing but gratitude your way - thank you! Less

Joanne is awesome! She explained everything each step of the way. Made it so easy!

Joanne is AMAZING! She literally made our house dreams come true and I will forever be thankful. She is efficient, professional and works hard for her clients. I would 100% recommend!!

Joanne was awesome with us first time buyers despite our plans changing many times and then getting a quick posession. She is clearly great at what she does and will work hard for you.

Joanne was very knowledgeable and patient as I made a huge life choice. She answered all of my questions and made me feel comfortable discussing any of my concerns. I will continue to recommend Joanne to others!!

We had trouble getting a mortgage because of covid and changing jobs, Joanne was very straightforward and informative about our options. The first time we applied it didnt work out so she let us know what we could do to give us a better chance. Three months later we tried again and although we had a higher approval because of the insurers we were denied. Joanne never gave up on us and pushed to h... More

We had trouble getting a mortgage because of covid and changing jobs, Joanne was very straightforward and informative about our options. The first time we applied it didnt work out so she let us know what we could do to give us a better chance. Three months later we tried again and although we had a higher approval because of the insurers we were denied. Joanne never gave up on us and pushed to help us get an insurer to cover us for any amount. Third times a charm because she got us approved and helped us through to the end. Now we are homeowners and are happy and thankful. Less

She works very hard to get you he best deal! I highly recommend her.

Joanne was absolutely amazing! Kind courteous and punctual! She was very clear in communicating what she required and helped me understand every step of the process. She is the definition of dedication to her clients needs. I had a quick position date on the house I purchased and she went out of her way to be available to me when I had any questions or concerns. I can’t thank her enough for her h... More

Joanne was absolutely amazing! Kind courteous and punctual! She was very clear in communicating what she required and helped me understand every step of the process. She is the definition of dedication to her clients needs. I had a quick position date on the house I purchased and she went out of her way to be available to me when I had any questions or concerns. I can’t thank her enough for her hard work. Less

First time homebuyers! Joanne was recommended to us by a friend and I am glad we decided to utilize her services for our first purchase! Joanne walked us through the whole process and was very patient and helpful through the entirety of our experience. We have since settled into our new home and she has continued to answer questions and provide feedback for us even after the fact. I would say not... More

First time homebuyers! Joanne was recommended to us by a friend and I am glad we decided to utilize her services for our first purchase! Joanne walked us through the whole process and was very patient and helpful through the entirety of our experience. We have since settled into our new home and she has continued to answer questions and provide feedback for us even after the fact. I would say not only is your home an investment, but so is your broker. I would recommend Joanne to anyone and look forward to working with her again in the future. Less

Joanne was wonderful to work with. She helped us get the best mortgage interest up to the closing date. She was very responsive, professional, and informative. I would recommend Joanne to my family and friends. We look forward to working with her in the future.

Joanne was awesome every step of the way when it came to refinancing my mortgage and switching lenders. Highly recommend

Was excellent. Both patient and to the point. Couldn't be happier.

We have worked with Joanne on several purchases over the past year and Joanne has been an absolute pleasure to work with. She is extremely dedicated to ensuring you get the absolute best rate and provides responsive, rapid and professional. Joanne works day and night to make the mortgage process as smooth as possible, which is much appreciated to navigate changing rates from lenders and mortgage ... More

We have worked with Joanne on several purchases over the past year and Joanne has been an absolute pleasure to work with. She is extremely dedicated to ensuring you get the absolute best rate and provides responsive, rapid and professional. Joanne works day and night to make the mortgage process as smooth as possible, which is much appreciated to navigate changing rates from lenders and mortgage regulations. We look forward to working with Joanne to renew our mortgages in the coming years. Less

This is the 3rd property that I've worked with Joanne and I'll continue using her services for many years to come. She is very experienced in her trade. She has lots of experience with rental properties and can offer advice to help young investors. There's not a day or hour that you can't get a hold of her, and she's often working until late at night to finish getting you your completed documents... More

This is the 3rd property that I've worked with Joanne and I'll continue using her services for many years to come. She is very experienced in her trade. She has lots of experience with rental properties and can offer advice to help young investors. There's not a day or hour that you can't get a hold of her, and she's often working until late at night to finish getting you your completed documents. She is persistent and has managed every time to get us through tough situations, especially through Covid and multiple job changes. She also made it very easy for my fiance who was a first time home buyer and was very patient with both of us. Less

Thank you so much Joanne! Apparently when purchasing a home there a lot of questions that arise during the process! Joanne made the process very smooth. She kept me in the loop on everything and was very diligent in getting me the best rate, as well as being constantly available by phone, text and email. I have referred Joanne to my friends and coworkers and highly recommend her if you are buying... More

Thank you so much Joanne! Apparently when purchasing a home there a lot of questions that arise during the process! Joanne made the process very smooth. She kept me in the loop on everything and was very diligent in getting me the best rate, as well as being constantly available by phone, text and email. I have referred Joanne to my friends and coworkers and highly recommend her if you are buying a home and need a broker who will go to bat for you. Thanks again!! Less

To quote Tina Turner.. Joanne is simply the best! Better than all the rest! As first time home buyers we had a lot of questions. Joanne was extremely knowledgeable and didn’t make us feel dumb for basically not knowing anything about buying a house! 1,000,000% recommend her to anyone looking for a mortgage broker, I don’t think we will use anyone else.. ever.. 😊

Buying a new home is a stressful endeavour, and finding ways to make the process easier is a difficult task. However, Joanne took the time, care, and attention to take care of my family. She was clear and precise in what she needed, and gave us peace of mind in our purchase. She was always available outside of the typical banking hours, and would answer any questions or concerns we had. I wou... More

Buying a new home is a stressful endeavour, and finding ways to make the process easier is a difficult task. However, Joanne took the time, care, and attention to take care of my family. She was clear and precise in what she needed, and gave us peace of mind in our purchase. She was always available outside of the typical banking hours, and would answer any questions or concerns we had. I would highly recommend her services. Less

To quote Tina Turner.. Joanne is simply the best! Better than all the rest! As first time home buyers we had a lot of questions. Joanne was extremely knowledgeable and didn’t make us feel dumb for basically not knowing anything about buying a house! 1,000,000% recommend her to anyone looking for a mortgage broker, I don’t think we will use anyone else.. ever.. 😊

Joanne was excellent throughout my home buying experience. Being a first time home buyer, I required a lot of guidance during this process. Joanne was more than willing to provide me with all of the advice I needed! She was quick at responding and answered all of my questions, no matter what time of the day it was. Joanne is super friendly and personable, and you know you are in very good hands i... More

Joanne was excellent throughout my home buying experience. Being a first time home buyer, I required a lot of guidance during this process. Joanne was more than willing to provide me with all of the advice I needed! She was quick at responding and answered all of my questions, no matter what time of the day it was. Joanne is super friendly and personable, and you know you are in very good hands if you choose Joanne as your mortgage broker!! Less

We used Joanne for our recent mortgage renewal. She was able to get us a great rate and answered all of our questions. Interest rates dropped before our renewal and she was able to get us an even better rate. I would definitely recommend Joanne!

Tara and I just purchased our new home and we both highly recommend Joanne with all your needs. She helped in every step of the way. Answering any questions big or small. Give her a call if you are looking for a great mortgage rate. Take advantage of the low rates.

Joanne was nothing short of amazing through the entire process of buying our first home! As first time home buyers we were nervous and hesitant, but Joanne comforted us by answering all of our questions, sending us step by step instructions, and walking us through everything! Joanne went above and beyond again and again. She got us an amazing rate and we would highly recommend working with her!

Joanne guided us through our first home purchase. I had emailed her multiple questions months before we even applied for pre approval. Once we decided we were ready she had our pre approval faster then I imagined. It took a few months after to find the home we wanted and Joanne walked us through the entire process and made sure we knew what to expect next. Even talking me off the edge when I had ... More

Joanne guided us through our first home purchase. I had emailed her multiple questions months before we even applied for pre approval. Once we decided we were ready she had our pre approval faster then I imagined. It took a few months after to find the home we wanted and Joanne walked us through the entire process and made sure we knew what to expect next. Even talking me off the edge when I had mini freak outs! If you are looking for someone who really cares to not only get you the best rates but make sure you are doing everything right even when you have no clue what is going on... I'd highly reccomend Joanne. We will definitely be returning clients. Thank you so much for making something that was really scary into something I've been able to be proud and confident with. Less

Joanne guided us through our first home purchase. I had emailed her multiple questions months before we even applied for pre approval. Once we decided we were ready she had our pre approval faster then I imagined. It took a few months after to find the home we wanted and Joanne walked us through the entire process and made sure we knew what to expect next. Even talking me off the edge when I had ... More

Joanne guided us through our first home purchase. I had emailed her multiple questions months before we even applied for pre approval. Once we decided we were ready she had our pre approval faster then I imagined. It took a few months after to find the home we wanted and Joanne walked us through the entire process and made sure we knew what to expect next. Even talking me off the edge when I had mini freak outs! If you are looking for someone who really cares to not only get you the best rates but make sure you are doing everything right even when you have no clue what is going on... I'd highly reccomend Joanne. We will definitely be returning clients. Thank you so much for making something that was really scary into something I've been able to be proud and confident with. Less

Joanne is absolutely amazing! We are so glad we used her for our first home purchase. She is so quick to respond, and knowledgeable when answering all the thousands of a questions we had! I have no doubt that Joanne works around the clock, and puts her all into every one of her clients. Thank you so much, Joanne, for making our first mortgage such a smooth and comfortable process. Can’t wait to ... More

Joanne is absolutely amazing! We are so glad we used her for our first home purchase. She is so quick to respond, and knowledgeable when answering all the thousands of a questions we had! I have no doubt that Joanne works around the clock, and puts her all into every one of her clients. Thank you so much, Joanne, for making our first mortgage such a smooth and comfortable process. Can’t wait to cheers to you in our new home! 🥂 Thank you!! -Bianca & Gio Less

Joanne is great, she helped me through my first time renewing a mortgage. She was quick with responses and answering all the questions that I had and the online tool made it super easy to get all the information required to her without impacting my busy schedule!

Joanne was very quick and efficient in getting our approval done. All of our questions were answered thoughtfully. When mortgage rates dropped months after the purchase of our new home (but during construction), Joanne looked into getting us the new lower rate without us having to check in with her first and never forgot about us. I really appreciated this as it is always stressful worrying about... More

Joanne was very quick and efficient in getting our approval done. All of our questions were answered thoughtfully. When mortgage rates dropped months after the purchase of our new home (but during construction), Joanne looked into getting us the new lower rate without us having to check in with her first and never forgot about us. I really appreciated this as it is always stressful worrying about whether or not you got the best deal at the right time. Less

Joanne is amazing! This is my second mortgage with her. She is thorough and keeps an eye on things securing the best deal for you. Even after she has you set up if a better deal comes along with the institution she has been dealing with, she goes back and secures a better rate for you. She works for YOU! You will not be disappointed having Joanne to work for you for your mortgage! I cannot say en... More

Joanne is amazing! This is my second mortgage with her. She is thorough and keeps an eye on things securing the best deal for you. Even after she has you set up if a better deal comes along with the institution she has been dealing with, she goes back and secures a better rate for you. She works for YOU! You will not be disappointed having Joanne to work for you for your mortgage! I cannot say enough good things about her. Less

Joanne has been nothing but amazing ! She’s so simple to deal with and literally does everything for you! When my husband and I started looking at homes it was so nerve wracking but she made it so we could relax the entire process ! I will recommend Joanne to everyone looking to buy a house ! I’m looking forward to working with her again in the near future for another mortgage ! Thank you Joanne ... More

Joanne has been nothing but amazing ! She’s so simple to deal with and literally does everything for you! When my husband and I started looking at homes it was so nerve wracking but she made it so we could relax the entire process ! I will recommend Joanne to everyone looking to buy a house ! I’m looking forward to working with her again in the near future for another mortgage ! Thank you Joanne ! You are the BEST ! Less

Joanne was very quick and efficient in getting me an approval and a great rate on my mortgage!

Joanne was recommended to us through our realtor and we were not at all disappointed! From the moment we spoke with Joanne she was EXTREMELY helpful, professional and answered all of our questions and concerns in record time (often not at all during business hours!) She worked miracles with our bank to get everything in order with an extremely short turn around and got us the best deal possible! ... More

Joanne was recommended to us through our realtor and we were not at all disappointed! From the moment we spoke with Joanne she was EXTREMELY helpful, professional and answered all of our questions and concerns in record time (often not at all during business hours!) She worked miracles with our bank to get everything in order with an extremely short turn around and got us the best deal possible! We highly recommend Joanne and her services! Thank you so much, again!! Less

After being annoyed and slightly confused by the bank, I read other reviews for Joanne, and with them all being positive I decided to giver her a call. She put up with me being slightly difficult and figuring out the weird situation we were in. She made the entire process so easy. We had a bit of a tight deadline and she was able to get us a good rate and have everything finalized with time to s... More

After being annoyed and slightly confused by the bank, I read other reviews for Joanne, and with them all being positive I decided to giver her a call. She put up with me being slightly difficult and figuring out the weird situation we were in. She made the entire process so easy. We had a bit of a tight deadline and she was able to get us a good rate and have everything finalized with time to spare. Highly recommend calling Joanne for your mortgage needs! Less

Joanne is an amazing broker, she got me everything I wanted at a great rate. Would recommend her to everyone!!

Joanne is the best!! She is extremely knowledgeable and efficient at her job. Anytime I needed anything she was always there with a prompt answer, regardless of how silly my questions were. I also love how honest she is, I respect that a lot. You always want someone who is looking out for you and has your best interest at heart. That’s Joanne! HIGHLY recommend!

Very helpful with buying our rental property and held a good rate for us.

Once again Joanne was amazing! I used Joanne for the first time 5 years ago and now recently for my renewal. She is a true expert in her field. I would recommend her to anyone looking for mortgage services. She is thorough, patient and always quick to respond and everything comes together so quick once you make a decision. Thank you again Joanne!

Joanne was incredible to work with. She was very patient with us throughout our (long) home buying process, prompt with communication and is knowledgable at what she does! My husband and I would definitely recommend her any day!

Joanne was great. My husband and I were first time home-buyers so we had a lot of questions and Joanne was very patient and willing to take the time to make sure we understood everything and were comfortable with what all was going on. She got us the best mortgage rate possible and was just incredibly easy to work with. Would use her services again and will definitely be referring friends to her.

Joanne was great. My husband and I were first time home-buyers so we had a lot of questions and Joanne was very patient and willing to take the time to make sure we understood everything and were comfortable with what all was going on. She got us the best mortgage rate possible and was just incredibly easy to work with. Would use her services again and will definitely be referring friends to her.

Dear Joanne !!! We want to thank you for the great service you provided us when our family purchased our new home. You were wonderful at helping us through the process of purchase and you were always available to answers to our questions and you provided us with good advice. We having never purchased a home before and we wasn't really sure what to expect. with your help it was much easier and les... More

Dear Joanne !!! We want to thank you for the great service you provided us when our family purchased our new home. You were wonderful at helping us through the process of purchase and you were always available to answers to our questions and you provided us with good advice. We having never purchased a home before and we wasn't really sure what to expect. with your help it was much easier and less stressful than we possibly imagine. You did a really great job for us in making our dream happen and we are really appreciated for it. We will definitely recommend you to any of our friends and colleagues. We wish you and your family all the best. Sincerely, Oleh and Nadiya. Less

Joanne is a absolute pleasure to work with, always available for any question and issue you may have A true professional A great

Joanne was awesome to work with on my very first mortgage on my own! She made the process easy to understand and looked out for my best interests. I would highly recommend her and wouldn’t consider anyone else!

Joanne was very professional and worked extremely hard to get us all the documents we needed in a timely manner! Would definitely recommend!!

We went with a bank to try and purchase our second home, but in the end it fell through. We had lost all hope but decided to give Joanne a try at the recommendation of my cousins who know her. They were right! We are in the process of moving into our dream house!! Just use her the first time people.

My husband and I have been wanting to buy a home for sometime now, I've done a lot of research on brokers and found Joanne she is everything her reviews say ,we gave her a try and it was amazing she works hard for her clients and we are so happy she was a part off our first home purchase,she gave us great advise and got us a great rate.. we would recommend her to Anyone looking for great service.... More

My husband and I have been wanting to buy a home for sometime now, I've done a lot of research on brokers and found Joanne she is everything her reviews say ,we gave her a try and it was amazing she works hard for her clients and we are so happy she was a part off our first home purchase,she gave us great advise and got us a great rate.. we would recommend her to Anyone looking for great service... Less

As a realtor it's very important that I find someone that sees the importance of finding the best rate and the best product for each and every individual clients needs. I have found with the numerous years of experience in working with Joanne that not only does she always meet every deadline but she's also educates each client on which product works best for them taking the time to help them feel... More

As a realtor it's very important that I find someone that sees the importance of finding the best rate and the best product for each and every individual clients needs. I have found with the numerous years of experience in working with Joanne that not only does she always meet every deadline but she's also educates each client on which product works best for them taking the time to help them feel comfortable and proceeding with the lender of their choice. I myself have used her and have always found not only is she quick to get back to me but as well patient with my questions and concerns that I may have. I would highly recommend anyone who's thinking of getting a mortgage to certainly reach out to her, sincerely Maggie Dusterhoft Less

I have had the pleasure of working with Joanne as a business partner for over 12 years. She has always been my top mortgage broker because of her quick response (even on the weekends), great work ethic and positive attitude. She has also helped me with my own personal mortgages and has secured the best rate and term possible. I recommend her to all of my clients as I know they will be in good h... More

I have had the pleasure of working with Joanne as a business partner for over 12 years. She has always been my top mortgage broker because of her quick response (even on the weekends), great work ethic and positive attitude. She has also helped me with my own personal mortgages and has secured the best rate and term possible. I recommend her to all of my clients as I know they will be in good hands. Less

As a realtor, you want to send people to a broker who you KNOW will do everything they will for the client. Many say they do, but Joanne’s ACTIONS prove she MOVES THE EARTH to get the best rates and finished deals for her clients. She’s literally one of the absolute best in her industry and I have no problem claiming that. I’ve experienced it.

"Joanne is amazing! She is extremely knowledgeable and helpful. Answered all of my questions. Assisted us with even the smallest details of getting our mortgage. Pleasant, patient & courteous, a pleasure to deal with. I will recommend her to anyone that looking to buy a home! Especially like that she continues to make herself available to us after the mortgage is complete with any questions we ma... More

"Joanne is amazing! She is extremely knowledgeable and helpful. Answered all of my questions. Assisted us with even the smallest details of getting our mortgage. Pleasant, patient & courteous, a pleasure to deal with. I will recommend her to anyone that looking to buy a home! Especially like that she continues to make herself available to us after the mortgage is complete with any questions we may have. You Rock Joanne!!” Less

As a real estate professional, I've worked with MANY mortgage brokers over the years, but Joanne is always SPOT ON!! My 23 year old daughter went to apply for a mortgage just 4 days ago. She has a very healthy down payment and an excellent credit rating, but because she is a seasonal worker, other mortgage brokers said they would not be able to obtain financing for her. One call to Joanne and n... More

As a real estate professional, I've worked with MANY mortgage brokers over the years, but Joanne is always SPOT ON!! My 23 year old daughter went to apply for a mortgage just 4 days ago. She has a very healthy down payment and an excellent credit rating, but because she is a seasonal worker, other mortgage brokers said they would not be able to obtain financing for her. One call to Joanne and not only did she secure Meg a mortgage, but she got it at a lower rate than quoted by the other brokers AND she did it in less than 3 days!!! Thank you, Joanne, for your continued diligence! You are AMAZING!!! Less

I had a friend mention to me that I should check out Joanne while i was talking about my upcoming mortgage renewal. I was dreading the process and even more so the recent rate hikes. Joanne made things easy and clear for me to understand though and got me a rate i never dreamed of! So happy I took a chance and I would recommend her in a heart beat!

Joanne is amazing. She was with us through the whole journey of purchasing our own home. Joanne made herself available to us answering all of our questions and her professionalism and knowledge is second to none. If you need a mortgage Joanne is the best. Thank you Joanne.

Joanne is amazing! She is extremely knowledgeable and helpful. Answered all of my questions. Assisted us with even the smallest details of getting our mortgage. Pleasant, patient & courteous, a pleasure to deal with. I will recommend her to anyone that looking to buy a home! Especially like that she continues to make herself available to us after the mortgage is complete with any questions we ma... More

Joanne is amazing! She is extremely knowledgeable and helpful. Answered all of my questions. Assisted us with even the smallest details of getting our mortgage. Pleasant, patient & courteous, a pleasure to deal with. I will recommend her to anyone that looking to buy a home! Especially like that she continues to make herself available to us after the mortgage is complete with any questions we may have. You Rock Joanne!! Less

Joanne was able to help us last minute with our mortgage. She helped us to get approved incredibly fast, in what seemed to be an almost impossible situation. She worked hard for us and we are incredibly grateful with the results! I fully recommend her services, and will use her again in the future if need be.

Joanne was amazing, she made a daunting experience as a first time home buyer a lot easier on the brain. She also pushed for us to get a great mortgage rate with our bank, we could not be happier! I would highly recommend Joanne to anyone in the market for a broker and will certainly be using her again in the future.

Joanne has helped us purchase our first house, and has made the whole experience so easy! She is extremely helpful and I wouldn't hesitate to recommend her or to use her again!

Always quick to help and answer my questions, was confident in my mortgage purchase, thanks!

Joanne was incredible to work with, we didn't give her much time and had a few of our own hiccups along the way. She answered all of our questions really quickly and got us into a great situation for our first home. We will 100% be working with her again for renewal or our next purchase.

Tell people what I think about Joanne Dusterhoft... Well there is something to be said when you deal with professionals that are punctual, reliable, dependable and trustworthy. Joanne has now done 2 different mortgages for me and has being renewing my mortgages since 2008. I trust her judgement, I know she will handle my situation as if it was her own and I appreciate the constant follow up an... More

Tell people what I think about Joanne Dusterhoft... Well there is something to be said when you deal with professionals that are punctual, reliable, dependable and trustworthy. Joanne has now done 2 different mortgages for me and has being renewing my mortgages since 2008. I trust her judgement, I know she will handle my situation as if it was her own and I appreciate the constant follow up and communicatin throughout the entire process. Joanne and her team will continue to get my business and support. Less

I can say enough good things about Jo. I've utilized Joanne for my last two mortgages and wouldn't ever consider going anywhere else. I have full confidence that she will get me the right mortgage, that suits my needs. She is professional and personable, you can't beat that combo.

Joanne did our mortgage about a year and a half ago. She was incredible! Helpful, knowledgeable, professional, and an absolute treat to work with. If we ever need another mortgage, we know who to turn to. Thanks a million, Joanne!

My husband and i were recently looking to renew our mortgage when we were referred to Joanne Dusterhoft. Joanne did a great job and was very easy to work with. She kept us informed about every step of the process and worked around our schedules even if we had to work late. Joanne works hard for her clients and does everything she can to get you the best deal. We would highly recommend Joanne to a... More

My husband and i were recently looking to renew our mortgage when we were referred to Joanne Dusterhoft. Joanne did a great job and was very easy to work with. She kept us informed about every step of the process and worked around our schedules even if we had to work late. Joanne works hard for her clients and does everything she can to get you the best deal. We would highly recommend Joanne to anyone. Thanks Joanne for everything! Less

Joanne guided us through the mortgage process and was really patient with us newbies. She got things done in a timely manner and is very quick with responding to requests & explaining things. Definitely recommend her and client for life I would say.

Joanne helped us afford our dream home. She was personable and down to earth, which we really appreciated. I would recommend her to anyone looking or even thinking of purchasing a home.

Cami Comfort Homes refers all our customers to Joanne. If your looking for perfection look no further. Contact Joanne NOW. She is outstanding and never ceases to amaze every client that we have referred to her. She gets it done and fast. Don’t miss out on a great Broker.

Joanne was excellent to work with. I had my approval within days!

Joanne is fantastic to work with. She was incredibly helpful and guided us through everything we needed. I was unsure about using a mortage broker and now I will recommend her to anyone, I trusted her in the entire process and she worked hard to get us the best! It made our home purchase so easy!!!

Joanne was super helpful and open to my many questions! Would recommend!

We are extremely thankful for Joanne and her team. Her knowledge and communication skills kept us in the know at all times. Thank you for making our second house a success!

My husband and I were referred to Joanne from a mutual friend when we decided to build our first home. We were a little skeptical about the approval as were the banks. Joanne was on top of our file daily and was very thorough in explaining everything to us. If she was still waiting on results or call backs, Joanne always kept us in the loop. Kevin and I would not be in the middle of building our ... More

My husband and I were referred to Joanne from a mutual friend when we decided to build our first home. We were a little skeptical about the approval as were the banks. Joanne was on top of our file daily and was very thorough in explaining everything to us. If she was still waiting on results or call backs, Joanne always kept us in the loop. Kevin and I would not be in the middle of building our dream home today, if it wasn't for the determination and hard work that Joanne has done to make it all happen! We both highly recommend Jo to anyone looking to build or buy and make their dreams also come true!! Thanks Jo� Less

We just had Joanne help us refinance our mortgage after a referral by a friend. Wow, were we glad for that referral! Joanne and her team communicated extremely clearly and responded quickly to any questions or concerns we had. She found us a great rate, kept the process simple and very easy to understand and saved us a lot of money in the end! We will be recommending her to anyone who is looking ... More

We just had Joanne help us refinance our mortgage after a referral by a friend. Wow, were we glad for that referral! Joanne and her team communicated extremely clearly and responded quickly to any questions or concerns we had. She found us a great rate, kept the process simple and very easy to understand and saved us a lot of money in the end! We will be recommending her to anyone who is looking for a broker. Thanks again Joanne! Less

Joanne is honestly the best out there! She is great at communicating and she is always available to answer questions, she makes buying a house so much easier. I honestly would never use anyone else ever again and I will always recommend her to anyone buying a house . If you go with Joanne you will not be disappointed!!!!

As first time home buyers we weren’t really sure of the process, and right from the start Joanne was prompt answering all our questions and leading us in the right direction. She came highly recommended by family and we are very glad she did. She is very knowledgeable and made the process so simple. If you are looking for someone hardworking, and knowledgeable Joanne is your lady. We would highly... More

As first time home buyers we weren’t really sure of the process, and right from the start Joanne was prompt answering all our questions and leading us in the right direction. She came highly recommended by family and we are very glad she did. She is very knowledgeable and made the process so simple. If you are looking for someone hardworking, and knowledgeable Joanne is your lady. We would highly recommend her. Less

Joanne is fantastic at what she does! Buying a house can be a stressful time, but Joanne makes finding the right mortgage product stress free. She explains everything and is always available for questions. She walked us through the whole process. Thank you for your great work Joanne!

When getting ready to buy my first home I was referred to Joanne by a colleague at work. I had a lot of people telling me who they thought I should use. But boy am I happy that I chose Joanne! She is extremely knowledgeable and passsiointe to helping her clients. Attentitive to my needs and was always very quick to respond to any of my questions. She was even able to lower my interest rate right ... More

When getting ready to buy my first home I was referred to Joanne by a colleague at work. I had a lot of people telling me who they thought I should use. But boy am I happy that I chose Joanne! She is extremely knowledgeable and passsiointe to helping her clients. Attentitive to my needs and was always very quick to respond to any of my questions. She was even able to lower my interest rate right before I took possession of my home. I think Joanne's reviews speak for themselves and others who have used her would agree that she is the best at what she does. I would recommend Joanne to any of my friends and family. 10/10 experience. Thank you Joanne. Less

Joanne is AMAZING! Used her for 2 of our homes, and both times she's got us into a realistic- dream home:) highly recommend! All of our family and friends use her too!

If you are looking for an amazing mortgage broker, Joanne is your girl. She has made the purchase of our new home stress free. She is extremely professional and dedicated in what she does. She was available to us day or night with any questions we may of had and very quickly put our minds at ease. We will never use anyone else for our home financing needs. She truly is amazing in what she does!

Joanne has done a great job in getting our mortgage pre-qualification and financing approved under a huge time crunch. She's always happy to answer any questions that come up for us about the mortgage. She has committed to being alongside us every step of the way for the mortgage end of building our first home :) I would highly recommend her to anyone looking for a mortgage broker! Update on mor... More

Joanne has done a great job in getting our mortgage pre-qualification and financing approved under a huge time crunch. She's always happy to answer any questions that come up for us about the mortgage. She has committed to being alongside us every step of the way for the mortgage end of building our first home :) I would highly recommend her to anyone looking for a mortgage broker! Update on more stellar experiences with Joanne, Nov 29, 2017: Anyone in the Edmonton area who might be looking for a Mortgage Broker - Joanne is your gal! We had some hiccups at the 11th hour to close our newly built home. Joanne patiently weeded through the mess and helped to find the solution so we could still close on time. She got a rush on our amended documents and got us to the finish line. Thanks so much Joanne! Less

Where do I even start with this amazing lady... Joanne is by far the most hard working, friendly, honest mortgage specialist that I have ever dealt with. She has helped myself, my friends, family members and many clients with their mortgages for their new home. She makes buying a new home easy and takes the stress away. I will continue to refer Joanne to everyone I know that is looking to purchas... More

Where do I even start with this amazing lady... Joanne is by far the most hard working, friendly, honest mortgage specialist that I have ever dealt with. She has helped myself, my friends, family members and many clients with their mortgages for their new home. She makes buying a new home easy and takes the stress away. I will continue to refer Joanne to everyone I know that is looking to purchase a new home! She really is the BEST! Less

Joanne is great to work with. She is very knowledgable and always available to answer questions. The process was simple- the way it should be! I will not hesitate to contact Joanne next time around. I would definitely recommend.

We used Joanne to find a mortgage when we bought our first house last year. She was helpful, friendly, and efficient. We gave her quite a small window to work with as we had a quick possession date. She worked hard to get us all the resources and information we needed in a timely manner and was patient with us as we were new to the whole process. In the end, she helped us get everything done on t... More

We used Joanne to find a mortgage when we bought our first house last year. She was helpful, friendly, and efficient. We gave her quite a small window to work with as we had a quick possession date. She worked hard to get us all the resources and information we needed in a timely manner and was patient with us as we were new to the whole process. In the end, she helped us get everything done on time and got a great mortgage rate and term. Highly recommend her! Less

This is the second time I have used Joanne to help me find my perfect mortgage! Awesome job, and a friendly experience every time. Highly recommend her services and will Continue to recommend and use her services in the future. : )

Joanne had her work cut out for her with our mortgage and managed to get us approved and fully funded in a short period of time. Great service and very knowledgeable! Thanks Joanne!

Very quick and helpful when answering my questions. Joanne made buying my first home very stress free.

Joanne has helped with renegotiating our mortgage as well as our new home purchase recently. She is a great communicator and excellent to work with!

Defiantly knows what she is talking about! Joanne was a miracle worker in helping my boyfriend and I achieve our first mortgage for our first home. She got the bad taste out of our mouth from our previous broker and made it a much smoother process and will stop at nothing to help you out! She was an absolute joy to work with and i would highly recommend her for any mortgage needs thanks again Jo... More

Defiantly knows what she is talking about! Joanne was a miracle worker in helping my boyfriend and I achieve our first mortgage for our first home. She got the bad taste out of our mouth from our previous broker and made it a much smoother process and will stop at nothing to help you out! She was an absolute joy to work with and i would highly recommend her for any mortgage needs thanks again Joanne! Less

We worked with Joanne 8 years ago with our first mortgage, when we renewed and again with our new home. She's fast, friendly and gets the best rates. Whenever I had a question or concern she had an answer for me right away. Most of all she's honest and gives you all the facts. We will definitely be working with her again!

Joanne has made purchasing a home such a stress free and enjoyable process. She has gone above and beyond. From answering emails near midnight and phone calls at all hours of the day. I recommend Joanne to anyone and wouldnt hesistate to use her again in the future. Thank you so much for all your hard work. You have been absolutely phenominal and we appreciate everything you have done for us.... More

Joanne has made purchasing a home such a stress free and enjoyable process. She has gone above and beyond. From answering emails near midnight and phone calls at all hours of the day. I recommend Joanne to anyone and wouldnt hesistate to use her again in the future. Thank you so much for all your hard work. You have been absolutely phenominal and we appreciate everything you have done for us. Best wishes to you and everyone you love this holiday season. Less

Joanne was awesome!! She was very helpful and answered all my questions! And very fast to respond! I would recommend Joanne in a heart beat! Thanks for making my first home buying experience an excellent one!!

Joanne was a rock star. She made a complex process easy and made my house purchasing experience great. I was living in Red Deer and she made the distance between us a non-issue. I would highly recommend talking to Joanne before even considering a bank. She will find you the best rate and make sure you are getting the best rate even before you take possession. Thanks Joanne for making it happen... More

Joanne was a rock star. She made a complex process easy and made my house purchasing experience great. I was living in Red Deer and she made the distance between us a non-issue. I would highly recommend talking to Joanne before even considering a bank. She will find you the best rate and make sure you are getting the best rate even before you take possession. Thanks Joanne for making it happen! Your can do attitude makes moving less stressful and allows one to focus on just moving their stuff(which as any experienced mover knows is brutal in itself)!!! Less

I am so incredibly grateful to have had the chance to work with Joanne on the purchase of my first home. She made the process more than stress free and constantly went over and above to make sure I never had a moment of panic. I can only hope to work with her again on my next purchase in the years to come! Truly a wonderful experience.

My husband and I are so grateful to have had Joanne as our mortgage specialist. We began consulting Joanne over a year prior to actually requiring a new mortgage. We found we needed a bit more time before we felt comfortable purchasing a larger home, but Joanne was incredibly understanding. By the time we were ready for her services she was so well organized that she still had our information an... More

My husband and I are so grateful to have had Joanne as our mortgage specialist. We began consulting Joanne over a year prior to actually requiring a new mortgage. We found we needed a bit more time before we felt comfortable purchasing a larger home, but Joanne was incredibly understanding. By the time we were ready for her services she was so well organized that she still had our information and was able to get the ball rolling fast. Any questions or concerns we had, Joanne answered quickly and broke it down so even I could understand. :) Thank you for everything Joanne, you're the best!! Less

Joanne was always very professional and patient dealing with us as first time home buyers. She is super efficient and worked very hard to ensure we got the best rate with a quality lender. Since we were out of town, we did all of the paperwork via a series of emails and text messages, never even had to make a trip into an office! Great service, we will be recommending her to anyone we know of ... More

Joanne was always very professional and patient dealing with us as first time home buyers. She is super efficient and worked very hard to ensure we got the best rate with a quality lender. Since we were out of town, we did all of the paperwork via a series of emails and text messages, never even had to make a trip into an office! Great service, we will be recommending her to anyone we know of that needs a broker. Less

Joanne is the third mortgage specialist that my husband and I have ever dealt with and by far she is the best! She has made this whole process so easy and has explained everything so clearly. She always answered my questions promptly. I would not hesitate to refer Joanne to my family and friends or to anyone looking for a mortgage specialist. Thank you Joanne for helping us out!!

Joanne has been fabulous! As a first time home buyers who stepped into this pretty well blind she lead us though and showed us the ropes. So quick and knowledgeable. We could not have done it without you Joanne. Thanks :)

Thanks for all your help Joanne and Lynn....You both made it so easy to get mortgages for both my properties I will recommend you guys to everyone!!!

We were recommended Joanne from Homex and she has been brilliant with our entire application. Having been in Canada for 8 months, having no credit rating and my husband having limited credit rating she still managed to get us a mortgage. We didn’t have a clue how things worked here and Joanne went through everything step by step. I would highly recommend anyone I talk to about her services. Thank... More

We were recommended Joanne from Homex and she has been brilliant with our entire application. Having been in Canada for 8 months, having no credit rating and my husband having limited credit rating she still managed to get us a mortgage. We didn’t have a clue how things worked here and Joanne went through everything step by step. I would highly recommend anyone I talk to about her services. Thanks Less

simply put, THANK YOU!!

Dealing with Joanne for my first mortgage was an awesome experience! She took all of the stress out of being a first time home buyer! Thank you Joanne for your help!

My husband and I were really not pleased with our dealings with the banks when trying to get our mortgage. I decided I'd had-it with the way things were going and decided to call Joanne. I called a realtor who had highly recommended her to get her contact info. Sure enough she wasted no time in getting us prepared. She was there every step of the way until the deal was sealed. Joanne, I will ... More

My husband and I were really not pleased with our dealings with the banks when trying to get our mortgage. I decided I'd had-it with the way things were going and decided to call Joanne. I called a realtor who had highly recommended her to get her contact info. Sure enough she wasted no time in getting us prepared. She was there every step of the way until the deal was sealed. Joanne, I will absolutely send referrals your way if I know of someone in the market...Thank you...we are enjoying the space that we call home!!! Less

It was my first mortgage and Joanne made it very simple considering I had no clue what I was doing. She was very fast at taking care of things and took the time to call me back to answer my questions clearly so I had the confidence that I was making the right decision. I highly recommend anyone I talk to about her services and I will continue too. Thanks Joanne!!!