2026-02-26T09:08:32.206Z

We've found our broker for life!Building your first home is stressful enough without having to worry about whether you're getting the right finance deal. Phil and his team took that stress off the table completely. When we came to him during our new build, he didn't just find us a mortgage, he steered us away from the wrong one first. We had an offer on the table from ANZ on a variable rate, and Phil advised against it, explained exactly why it would cost us more, and secured us a 2-year fixed rate at 5.38% with a 100% offset account instead. That kind of honest, strategic advice is rare and genuinely valuable.But Phil went above and beyond in ways we didn't even expect. He structured the loan split specifically so we could still qualify for the First Home Owner Grant, something we wouldn't have even known to ask about. On top of that, he set up a savings goal to keep us on track financially throughout the build, handled every single piece of paperwork end to end, and guided us through the entire process without us ever feeling lost or overwhelmed.Construction loan while building -> refinance after completion.It was the easiest process we've ever been through. Phil made something that should have been complicated feel completely effortless.Throughout the entire build he was communicative, professional, and always a step ahead.We are already looking forward to sitting down with Phil again in two years to purchase our first investment property. That says everything. If you're buying, building, or refinancing, do yourself a favour and call Phil first.

2026-02-13T07:50:52.709Z

Phil was great in setting up our loan and getting approved, including helping us sort an issue with the VOI process.

2026-01-30T08:28:19.678Z

We were absolutely stoked with the service Intrepid Finance provided to us. They were patient, helpful, professional, thorough. It was a pleasure to deal with them in purchasing our first home. They made the whole experience a positive one for us & we will be forever grateful to them.

2026-01-13T08:26:08.265Z

Helped us get our finance for our new property, with ease and no problems for us as they told us exactly what we needed to get it in these hard times

2026-01-13T06:43:07.306Z

The guys at intrepid finance were great to deal with.Stephanie C was outstanding walked me through the whole process any thing I didn’t understand she would talk it through explain it well ..she made it easy for me and she helped me successfully secure a loan .Cheers guys thank you

2026-01-05T03:44:17.992Z

These guys are just incredible! They worked so hard to find the right loan for us and get it all processed with minimal stress. Highly, highly rate!!!

2025-12-19T05:45:23.081Z

Phil and the team are great to deal with, always very responsive and consistently sending through loan updates. I’ve used intrepid multiple times now and will not go anywhere else. Thanks team 💪

2025-12-19T02:20:24.717Z

Can not recommend more. Very organised and proactive. everything went smoothly on both our new property and the refinance of our existing property. And again 2 years later refinancing our other property!And again with Finance for our new investment property.Thanks for all the help!