It was an incredible experience working with Sandra to buy our first home. Sandra is intelligent and has a deep understanding of loans. She was able to get us the best rate out of other lenders that we looked into, and she was by far the most pleasant one to interact with. She is prompt with her responses and exceptionably professional yet still personable. She made what usually is a complex and confusing process quite simple and enjoyable. She was candid and transparent in her communication and never pressured us into anything we were not comfortable with. We will certainly be working with her on all our future loan needs. Less

Sandra is super knowledgeable and has all the qualities you'd want in a lender! I was so impressed with how creative she was with how to help my friends in their quest to qualify and purchase a home in this crazy market. I really appreciated her taking the time to educate me on the things that I had no idea of so that I can ask better questions going forward. Sandra truly cares about you and I love that she always just "gives it to me straight." Less

This review is from my nephew's family - Thank you, Sandra, for taking such good care of them! From the beginning of buying our new property, Sandra was there to help make the process simpler. Working long hours and calling us with updates based on the ever-changing market, Sandra pulled overtime to make certain that we got the best rate. After the rate was locked in and we were in escrow, Sandra and Erica again went above and beyond to make the process of getting the loan underwritten simple and as painless as possible. With our circumstances of my husband being away for a military assignment and thus coordinating the sale of our old property while buying our new property single-handed, Sandra made certain that every step of the way I knew that she was available and that she was doing extra to minimize the tasks I had to do as the “single parent” and key player in signing and coordinating all the paperwork for escrow. Thank you so much for all the support and in terms of professionalism and a customer service mindset, Sandra is the best. Less

Through my lifetime I have refinanced my houses many different times. It has always been a hassle and a long drawn-out process. But, not this time! Sandra Baughman just completed my latest refi. She gave me several options, she explained everything to me as many times as I needed explanation, she handled my solar problem, and finished in 2 weeks. I will never refi with anyone else again! Thank you, Sandra! Less

I have had the pleasure of working with Sandra Baughman on several loans. I highly recomment Sandra, she goes above and beyond to take care of her clients offering them exceptional service as well as the best possible rates available. Sandra has over 20 years in the industry and with that comes a plethera of knowlede on all types of loan programs. If your looking for a purchase loan or refinance on residentail or commerical. Call Sandra she WILL take care of you. Less

Sandra and her team did an amazing job at getting us refinanced at a much lower interest rate. We had a complicated situation that she professionally navigated with fantastic results. Highly recommend!! Less

I’ve had the opportunity to work with Sandra a few times before I confidently write this review. She saved one of my transaction from falling out when the other lender failed to fund the Buyers on time. Sandra is very responsive, truthful, and doesn’t hide anything. When she said she needed 10 days extension, she really meant it and did not asked for any additional extension afterwards. I believe one of the biggest challenges in a real estate transaction is closing on time or obtain the funds on time. If you need an loan officer who is transparent, professional, and responsive, Sandra is the person. Less

As first time home buyers my boyfriend and I didn't know where to even begin. Sandra took the time to personally walk us through everything step-by-step and was available day and night to answer questions and go over everything we needed to sign to purchase our dream home! She was so kind and patient with us and our million questions and what ifs. In escrow she gave us a timeline to follow and made sure everything was completed and done right so we didn't miss any deadlines. We are coming to the end of our escrow now and we are so grateful for Sandra and Mark1. We don't think we could've made my dreams come true with any other lender. We are Extremely happy with our choice! Less